Loans CreditXtra

Wage Day Advance


Acceptance Criteria

  • You may need to provide some documents, they will let you know after you submit your application
  • You must be 18 years of age or older to apply
  • You must have a regular job which pays weekly, fortnightly or monthly
  • You must have a UK bank account
  • Your salary must be paid directly into your UK bank account
  • You must be a UK resident

Loan Details

Representative APR

2814.2%

Loan Amount

£80 - £750

Repayment Period

Term 11 days to 40 days

New customers up to £400

Existing customers up to £750

Repayment Method

Direct Debit

Deducted directly from your debit card

Speed To Payout

Express transfer - same day (£15 charge) if approved before 6pm

Normal transfer - 3 working days

If you apply after 6pm, the express transfer will ensure the money in your account the day after

Arrangement Fee

No Fee

Payment Holidays

None Available

Payout Method

Transferred into your bank account

Income Protection Available

No

Average Customer Review

Star Rating Star Rating Star Rating Star Rating Star Rating (24 customer reviews)

Loanfinder Ranking

298th for APR of 423 loans in the UK  (See Lender League Table By APR)
108th for Customer Satisfaction  (See Customer Reviews)

About Wage Day Advance

Wage Day Advance offer a way to get funds for a financial emergency or if you just need some more cash before your next pay day. Only consider this company if you need a short-term loan as the interest rate is considerably high. They charge £29.50 for every £100 you borrow which is one of the cheaper payday lenders on the market.

You can apply online, or over the phone. To apply online, you need to complete the application form on the website. Once you have completed the application form, they will give you a preliminary decision. They don't run any credit checks on you, which is unusual for a lender. Once you've completed their application form, you'll be transferred to sign their online agreement and you'll receive a PIN via text so you can do so. Just in case you're not ready complete your application, they'll also send you an email so you can do this at a later time. After you have done this, they will finalise the application and transfer the money into your account.

Only take out this loan if you are certain you can pay it back on your next pay day - or the date they agreed with you. If you miss payments or make late payments, large extra charges can be added onto your loan. You have the option to defer your payment until your next payday. If you do this, please note that you are still going to have to pay the interest for that month and this means you will pay more over the term of the loan. Get your loan approved by 6pm and they can transfer the money into your account the same day (except for Sundays), which makes it one of the quickest payouts for similar lenders. One of the good points about this lender, is that there are no early settlement fees.

Charges

Other Fees

Extension Fee - £29.5 per every £100 borrowed

Customer Reviews: The truth about Wage Day Advance

Average Customer Review: Star Rating Star Rating Star Rating Star Rating Star Rating (24 customer reviews) Add your own review

Wage Day Advance has an average rating of 2.2 out of 5 based on 24 user reviews.

The most favourable review

The most critical review

Thanks Wage day advance...

Jay, Brighton

1 year ago

 
 
 
 
 
 price  
 
 
 
 
 
 simplicity  
 
 
 
 
 
 speed to payout  

I had trouble last month with my ex partner that decided that things were not working out and basicly kicked me, i was in full time employment and needed a quick, easy loan that could cover me until my next payday.. i tried all over the internet and for some reason no compay would come back to me of offer unreasonable terms i.e Quick Quid that wanted...
Read full review >

Crooks

Arthur t, Lincoln

8 months ago

 
 
 
 
 
 price  
 
 
 
 
 
 simplicity  
 
 
 
 
 
 speed to payout  

Loan sharks hiding behind a mask of respectability. Avoid like the plague.

Loan Review for Wage Day Advance

stay away

Ian johnston, Belfast

1 week ago

 
 
 
 
 
price
 
 
 
 
 
simplicity
 
 
 
 
 
speed to payout

got in debt with few payday loans others helped me this company just added 50 pound per month interest and would not take any sort of pay plan worst loan company out there stay clear

Loan Review for Wage Day Advance

Not going to use

J, Glasgow

1 month ago

 
 
 
 
 
price
 
 
 
 
 
simplicity
 
 
 
 
 
speed to payout

Had a look into this company online at the weekend. Never agreed to anything but have now had 4 missed calls, 4 texts and 4 voicemails in the last few hours while I am at work. Will NOT be doing business with them!

Loan Review for Wage Day Advance

Total joke... Rude and obnoxious staff

Lizi, Leeds

1 month ago

 
 
 
 
 
price
 
 
 
 
 
simplicity
 
 
 
 
 
speed to payout

Took money out of my account twice, refused to acknowledge it. Had to prove this via bank statements rather than them checking there banking. Rude phone operators with no customer service. My advice stay WELL AWAY!!!!!

See all 24 reviews >

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Contact Details

Address

Unit 7, Acorn Business Park, Keighley Road, BD23 2UE

Telephone Number

0871 703 7777

Fax Number

0844 443 2322

Email Address

info@wagedayadvance.co.uk

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