2689%
£100 - £400
Can pay the loan back either 14 days OR 28 days after receiving your money
Click the "Pay Now" tab on their website and pay via debit card
Direct Debit. Acc: 93462382 Sort Code: 20-50-94 Ref: 'YOUR MOBILE NUMBER'
5 minutes (if your bank has Fast Transfer)
No Fee
None Available
Transferred into your bank account
No
296th for APR of 423 loans in the UK (See Lender League Table By APR)
142nd for Customer Satisfaction (See Customer Reviews)
Toothfairy Finance are a microcredit lender who offer small amounts of money - either £100, £200, £300 or £400. You can borrow this money over 14 days or 28 days, but if you don't pay the money back when it is due, huge charges can be added onto your loan.
You can apply online via their four-step application form. They will ask you your bank details, address details and employment details. Please ensure you enter a correct mobile phone number as they will send you a 4-digit PIN to enter on the last stage of the application form. If you are accepted, you will be able to electronically sign your loan agreement on their website. Once they have fully reviewed your application, your current circumstance and your signed loan agreement, they will accept your loan. The money will then be transferred into your account within a few minutes.
If you are a return customer, you can apply via text message. All you need to do is text the world LOAN followed by your surname to 82055. Then, reply to their message with the amount you need e.g. LOAN 300. They will then confirm the transfer and the money will be in your account.
Toothfairy Finance are one of the cheapest options available on the payday market because you only pay £9 per week for every £100 you borrow, but ensure that you pay this back on the date agreed as they have an extensive list of extra charges (see below).
|
Default Fees |
Application for CCJ/Warrant of Execution - £45.00 |
|
Other Fees |
Solicitor Fees - £150.00 Debt Recovery Charge - £200.00 |
|
Late Payment Fees |
Late charge after the first 28 days of each missed payment - £9.50 |
Average Customer Review:
(26 customer reviews)
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best loan
Purvi, London
5 months ago
i had applied for loan i found is best loan dealer in all in uk,
i am really thankful to them , happy
HORRIBLE
Sam, London
4 months ago
God forbid if you happen to take a loan with them and fail to pay.. they need to get reported to FOT for the way there staff speak to people, i suffer from severe depression and anxiety and fell behind.. tried to call to get some help.. but instead was further harrassed by there collection staff...who not only threatened legal action but also branded...
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absolute scum bags
Franky the ombudsman, Here
1 week ago
absolutely disgraful , they threatend my daughter who has 2 small boys that they would send in the balliffs and get goods worth only 10% there value towards the debt, they charged her £150 legal fees, but why legal fees, it hadnt gone to court????? plus £354 charges.EVERYONE STAY AWAY FROM.!!!!!!!
Unhappy customer
Andy, Dark
1 week ago
I'm not gonna say too much just STAY AWAY from them! before u do anything u will owe them thousands!!
Avoid these scums at all costs
James, London
3 weeks ago
I would like to describe myself as a pay-day loan expert. I’ve dealt with around 6 pay-day loan companies’ up-to date, Since my salary comes In, on a rather complicated manner. And from experience of pay-day loans I can say that these ‘tooth fairy finance’ ppl are the most customer unfriendly and disgraceful of them all. I took out a loan about 2 months ago, so every other 2 weeks I paid just their extension fee as you can do that….. anyway I finally decided to pay them the whole sum and get it over with. So when I rung up, and asked to do that, because it wouldn’t let me do It online as they claim it would. The woman goes and tells me I am 6 weeks overdue and need to pay another £360, on top of my loan of 280, of which I have been paying the extension fees for. As soon as she said that I started laughing in disbelieve. She consistently tried to agitate me by saying they will send agents at the address provided and blah blah blah!!!! So after all that, they sent me an email saying that I have agreed to a monthly payment plan and that I need to pay £260, the next day!!!!! Fortunately for me, am leaving the country for good and moving to Africa. For a long long time as my visa is expiring soon! But I plan to get this sorted before I leave…. Making a long story short these ppl are liars and claim to be something that they are not. And all the requirement is rubbish, as long as you apply and sign the agreement they will give you the money problem is they will make your life miserable after that!!!!! So for anyone tryin to get a payday loan… simply avoid them please!!! Use any other pay day loan providers….. for all the ppl that are suffering because of this lot…
P.O. Box 153, Sheffield, S98 1HW
08000 882 222
info@toothfairyfinance.com
