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Sarnia Mutual


Acceptance Criteria

  • You must be a resident of Guernsey
  • You must be able to provide bank statements, proof of ID and proof of address
  • You must be 18 years of age or older to apply
  • You must able to get to their office to drop off the loan forms
  • You don't need to have a good credit history

Loan Details

APR

9% - 18%

Flat Rate

59.9%

Loan Amount

£300 - £5,000

Repayment Period

Minimum Term 12 months

Loans up to £5,000 - 5 years

Repayment Method

Cash payments in their office

Standing Order

Speed To Payout

One hour

Arrangement Fee

No Fee

Payment Holidays

None Available

Payout Method

Cash

Income Protection Available

No

Average Customer Review

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Loanfinder Ranking

256th for APR of 423 loans in the UK  (See Lender League Table By APR)

About Sarnia Mutual

Sarnia Mutual is the sister company of The Loan Shop and is a small lender serving the community of Guernsey. They can lend anything between £300 and £5,000 which is paid out within one hour (providing you can get to their office with your documents!). This loan is hassle free, has cheap interest rates and they make it really easy for you to get your cash.

To apply, you need to complete the application form on their website. Once you submit it, it will be sent to a representative at their office. The representative will then send you an email explaining which documents you will need to bring into the office (proof of ID, 1 month bank statements, utility bill for proof of address). They will then further discuss the loan with you and credit check you. If your application is successful, you will need to go to their office to sign all of the documents and they will give you the cash there and then in the office!

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Contact Details

Address

Sarnia Mutual, 1 Church Square, St Peter Port, GY1 1NL

Telephone Number

01481 723 501

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Loanfinder is a trading name of Post Net Ltd. Registered in the UK, number 3400885. Registered Address: Walton House, 56-58 Richmond Hill, Bournemouth, BH2 6EX Registered with the Information Commissioner's Office Z7190505. Consumer Credit Licence Number 476055. Credit available to persons over 18. You are under no obligation by completing the application form.


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