632.4%
£150 - £600
Loans for £150, £225, £300, £375, £450, £500, £525 and £600 are available for 23 weeks
Loans for £200, £300, £400, £500 and £600 are available for 32 weeks
An agent will collect the cash from your home
5 working days
No Fee
Can be arranged with your representative
Cash delivered to your home
No
266th for APR of 423 loans in the UK (See Lender League Table By APR)
126th for Customer Satisfaction (See Customer Reviews)
LoansatHome4U offer a doorstep lending service where you can borrow anything from £150 to £600. This means that your cash is delivered to your home and they pick up your repayments from your home. LoansAtHome4U only operate in certain areas of the UK so you will need to check on their website if your area is covered by them.
Their online application is straightforward and simple compared to the other doorstep lenders. You will complete the initial application online. If you are provisionally approved, they will contact you to organise a meeting with your representative at your house. Once this meeting has taken place and if you are successful, the funds will be delivered to you within 5 working days.
Like most doorstep lenders, you should only go with this type of loan if you have a poor credit history and can't get credit anywhere else. We would only recommend taking the loan out if you know you can make repayments on time as their agents work on a commission percentage and can get aggressive if you do not make payments on time. Having people knock on your door for money when you don't have it can be quite unpleasant. On the other hand, if you do make your repayments on time, they may be able to help you rebuild your credit history.
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Default Fees |
If you default on a payment, your loan may be referred to bailiffs who will take immediate action and repossess items |
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Early Settlement Fees |
You can settle your loan at any time without a charge |
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Late Payment Fees |
If you are going to miss a payment, you need to speak with your agent to arrange a better date. Or, they may get bailiffs involved |
Average Customer Review:
(11 customer reviews)
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Nice to speak to a real person
Derek, Peterborough
1 year ago
I was very happy with the service provided by LoansatHome4U. It was handled very well and the sales agent that came to my house to go through the paperwork was very friendly and reassuring. This was very refreshing what with most other companies decided to push all their stuff online. After this brief home visit – the money was delivered to my door...
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ANNOYING LOANSATHOME4U
Na, Barnsley
9 months ago
PEOPLE SAY AWAY FROM THIS COMPANY I WILL NEVER GO BACK TO THEM AGAIN PROMBLE I AM HAVEING GETTING DOCUMENTS BACK I HAD TO GET ADVISE FROM THE POILCE THAT HOW BAD IT GOT DONT TRUST THIS COMPANY THEY FULL OF RUBBISH STAY AWAY I TOLD OTHER PEOPLE THE SAME
was lovely but turned rude
Carl matthews, Port talbot
3 months ago
agent shouted swearing at me as i was'nt able to pay one week as my car broke down and had to pay a £50 fuel surcharge for the hire car as i had a busy week and being disabled public transports not a option as my condition is very painful and as i told her months ago i had a personal issue that was going to cost a bit to sort but it be worth it as i had not only hospital appoints this week but appointments about the personal issues too i had no choice but to not pay and she sshouted oh u got ur f***ing priorities wrong i got to pay now as i havent been able to collect and my husband said you know my personal problems so how are my priorites wrong then ? and he got told why dont you just f*** off you had no intention of paying well did i know that my clutch was going to go ?? and no i didnt till it went
Dont touch this company with a 10 foot barge pole
?, ?
6 months ago
Worst doorstep loan company i am ever seen , All seems well until they visit your property and take away your documents and insist on them being originals , Told you will have the loan within 5 working days and nearly 4 weeks on still no loan , Lied to on a daily basis by the staff that we will be getting a call back (They have not rung us once) And an absolute impossibility to get documents back from them . To the point today i hav been intouch with citizens advice about getting them back .
AVOID at all costs [Text removed by Loanfinder's Hello Team as may be considered offensive]
really slow pay out times
Wayne, Hampshire
9 months ago
Took ages to get the money, all loans go into there office on mondays and funds issued on wednesday's.
if you want a faster pay out use provident or shopacheck.
S&U Plc, Royal House, Homer Road, B91 3QQ
01782 207 573
info@suplc.co.uk
Loansathome4U Debt Help
http://www.debt-line.org.uk/LoansatHome4U
