How much do you want to borrow?
£1,000 £7,450Over how many months?
12 months 60 monthsMonthly Repayment
Total Interest paid
Arrangement Fee
Total amount paid
13.9% - 29%
20.9%
£1,000 - £7,450
Minimum Term 1 year
Loans up to £7,450 - 5 years
Direct Debit
Next working day (customers with online banking)
2 working days after receiving documents back (customers without online banking)
No Fee
Transferred into your bank account
No
206th for APR of 423 loans in the UK (See Lender League Table By APR)
You can only apply for this loan if you are a Royal Bank of Scotland existing customer. You can use this loan for almost any purpose and the money can be in your account the next working day. If you are an existing Royal Bank of Scotland online banking customer and you apply between Monday and Thursday, 6:30am-5:50pm, the loans will be transferred the next working day after 9:00am. You can borrow up to £7,450 for 5 years.
You can apply online by filling out their online application form. They usually give you a decision straight away online. If you're a Royal Bank of Scotland online banking customer and you are accepted, they money will be transferred the same day. If they tell you you have been accepted in principle, they will look further at your application and inform you when they have decided. If you are accepted, they will send the loan agreement to you next day. Sign and date it and send it back to them. They may ask for confirmation of identity, income or other documents so be sure to pop those in the envelope too. Your application will then be processed within two working days.
|
Default Fees |
Default fee - £30.00 |
|
Early Settlement Fees |
58 days interest |
|
Late Payment Fees |
None |
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The Royal Bank of Scotland plc, 36 St Andrew Square, Edinburgh, EH2 2YB
0800 121 121
