2091.82%
£100 - £1,000
Minimum Term 7 days
New customers up to £200 - 31 days
Existing customers up to £1,000 - 31 days
Direct Debit
1-2 working days
No Fee
None Available. If the funds are not available when they attempt to withdraw payment, you may incur arrears charges up to £59.00.
Transferred into your bank account
No
289th for APR of 423 loans in the UK (See Lender League Table By APR)
45th for Customer Satisfaction (See Customer Reviews)
Pounds Till Payday can offer loans from £100 - £200 for new customers until payday. They will lend up to £1,000 if you have taken out previous loans and shown you can pay it back on time. They charge £29.98 for every £100 borrowed, which is average compared to other payday lenders.
You can apply online or over the phone with Pounds Till Payday. To apply online, you will need to complete the application form on their website. Once completed, you will be given a number which you have to call to speak to a customer representative to answer some final questions. If provisionally accepted, they will then send you a credit agreement to sign. Once the documents and credit check have been approved, they will transfer the money to your account within 2 working days.
There is a lot of bad press about this company stating that they will threaten to contact your employer if you do not make your payments on time. Do not take this lightly and do not give them your employer's contact number if you can help it. They operate from a Malta address and their 'operatives' are based in Canada or Ireland so if you try to contact them it will cost you a bit. They are well-known for making harassing phone calls if you do not make payments on time. On the other hand, a lot of customers have been happy with this company stating that they are supportive and pay the money out quickly.
Average Customer Review:
(12 customer reviews)
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Pounds Till Payday
Erica, Ptp
11 months ago
Pounds Till Payday can be contacted on the freephone number 08000 327 655 which will not cost anything if the call is made from a UK landline. Their helpful staff will be happy to address any queries or concerns you may have.
BE AWARE
Carla, Worcester
1 year ago
This lot operate from a Malta address and their 'operatives' are based either in Canada or Ireland, you won't get any joy out of them - they love harrassing phone calls and will go out of their way to increase the amount you owe by £69 per email given the chance... get shot of them ASAP.
Among the best of the 'back-street' boys
Alex, Aberdeen
6 months ago
Only problem can be that it takes days for a loan re-payment to be acknowledged and the same again if you need to re-loan. Not ideal if your budget is tight ( which it will be if you're having to use this type of finance) but otherwise they're pretty tolerant even if you cannot make the full payment on occaison - suspect that if you query the actaul costs involved in respect of the £59.00 fee they might well reduce this but, if remember that this is what you signed up for and read the small print
Pretty good
Gillian, Edinburgh
10 months ago
Never had any problems and they've always been pretty good whenever I've needed to apply for an extension when paying back the loan.
pounds till pay day has helped me
Johanna, Birmingham
1 year ago
Hi Everyone I have noticed some negative comments regarding repayment of loans to pounds till pay day. There has been many occasions when my loan was not paid on time but I was never charged the £59 default fees, I would call pounds till pay day explain my situation why payment was late and they were very understanding, very helpful as long as I paid the loan there was not a problem and pounds till pay day allowed me reloan.I have been doing for a while and I find the staff very helpful and polite as long as you are polite with the staff they are able to help without further complications. I have been borrowing money from pounds till pay day for over three years and I am happy with their service.
Level 5, Plaza Commercial Center, Bisazza Street, SLM1640
0800 032 7655
08000 66 45 27
customercare@poundstillpayday.co.uk
Pounds Till Payday Debt Help
http://www.debt-line.org.uk/PoundstillPayda...
