1737%
£80 - £750
Minimum Term 10 days
New and existing customers up to £750 - 40 days
Deducted from your debit card
Same day (if your bank has Faster Payment)
3 working days otherwise
No Fee
If you want to defer your payment, call them on 0871 271 6111 to discuss
If you are going to struggle to make your payment, you need to let them know as soon as possible so they can help you
Transferred into your bank account
No
285th for APR of 423 loans in the UK (See Lender League Table By APR)
117th for Customer Satisfaction (See Customer Reviews)
Loans up to £750 to pay back on your next payday. You can apply online or over the phone with Payday UK. If you apply online, all you need to do is fill in the online application form. You will be given a preliminary decision within a few minutes. You then have to put in your bank account details and you will be presented with your credit agreement to sign. They will then make a final decision on your loan and inform you of the decision. The money is then transferred to your account. This is usually instant (if your bank has fast transfer) but can take up to 3 working days if not.
The charge for credit is £25 per £100 you borrow. Not the most expensive payday lender on the market but there are cheaper options. However, they do seem to be quicker than most at paying out so it's a good option if you need cash quickly. You must make sure you can pay the loan back when you say you can or the late/default charges will add up very quickly. Payday UK also offer a payment deferral if you are struggling to meet your initial pay date but you must try and clear as much as you can as quickly as possible as the interest will accumulate. Most people seem to be happy using Payday UK.
Average Customer Review:
(29 customer reviews)
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Amazing
Maciej, Bridlington
1 year ago
Grate place to borow cash
OMG!
Jane, Hounslow
3 months ago
i applied for a loan yesterday at 5pm got accepted everything went well. Its now 4pm the next day and my money still isnt in my account 24 hours later. My bank is fast payment because wonga.com only took 10 mintues! i wouldnt recoment this so called payday company i am now late paying my bills and by the looks off things this money wont be in my account...
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totally crap
Tom kyne, London
1 week ago
i used them and paid my loan early then needed to puts again and they asked me for proof of who i was so sent all the info they asked for and clearly my income could pay the loan but they declined me and didnt give me a reason why i said what are these checks for they said a random security check i said ok but for £340 aint like its a massive loan so once they told me i got declined i told my friends they said same thing so wasnt so random if 2 friends done the same rubbish thats wat they are and cause they declined me now i cant use wonga!
dont use them
...., Norwich
2 weeks ago
I borrowed £120 and without even trying to take it out in one sum there taking it out in little bits without me knowing! which has put me in arrears with them and there charging me more.. but now there not even letting me login! and apparently my info aint on there system just disgraceful
Good to bad
Moo, Cornubia
2 weeks ago
Strarted off fine with no hassle. Until everytime the loan repayment date came up I would get numerous phone calls, emails and text messages basically trying to get me to defer my loan. Sure, this can be helpful but ultimately gets more money for them as its £20 a pop and you still have the full amount of loan and interest to pay back. And also when I've paid well in advance of the pay back date, the loan and interest are just the same so there is no incentive to pay back early. I've never given them any reason to be concerned about my repayments and suddenly they want to know where I work and the telephone number (information they already possessed) which makes me wonder to what degree do they respect your privacy and whether they have contacted my work place for no good reason. Since then they have blocked my account, again for no valid reason and I'm still getting numerous phone calls. Looking forward to parting company with them and not having the headache of the constant contacting.
One other thing is that it doesn't fill me with confidence when I receive calls from people who speak in broken english asking for my personal details
Payday UK, PO Box 255, Bicester, OX26 4ZY
0871 271 6111
account.services@paydaycontact.co.uk
Payday UK Debt Help
http://www.debt-line.org.uk/PaydayUK
Website Terms of Use
http://www.paydayuk.co.uk/pages/website-ter...