1737.2%
£80 - £800
Minimum Term 7 days
New customers up to £400 - 47 days
Existing customers up to £800 - 47 days
Deducted directly from your debit card
Sign credit agreement before 5pm - same day
Sign credit agreement after 5pm - next business day
No Fee
None Available
Transferred into your bank account
No
286th for APR of 423 loans in the UK (See Lender League Table By APR)
120th for Customer Satisfaction (See Customer Reviews)
Payday Express is a payday company offering between £80 and £400 for new customers and between £80 and £800 for existing customers who have fully repaid a loan with them previously. This loan is to be repaid on your next payday. If you make repayments late or if you miss repayments, you will have large charges added onto your loan.
To apply with Payday Express, you need to complete their onilne application form. They will give you a provisional decision for the loan instantly. If you are declined, they will tell you straight away. If you are approved, they will contact you to inform you of their decision - they may also ask you to send in any extra documents. Once all of this has been reviewed, you can sign your Credit Agreement electronically and the funds will be transferred to you on the same working day (as long as the credit agreement was signed before 5pm).
They have been known to be very inflexible if you are struggling to make your repayments. They may be inflexible in reducing your payments and have been known for taking excess money from your account. Do not apply for this loan unless you are completely certain you can repay it back on your next payday. Otherwise, huge charges will be added onto your loan and also it will severely damage your credit rating.
Please be aware that Payday Express acts as a lender but also acts as an affiliate. This means that when you complete your application form, they will tell you if they are able to offer you a loan. If they aren't, they may recommend another company to you (most likely The Money Shop). Do not feel as if you have to apply with the suggested company as this may further impact your credit file.
Average Customer Review:
(22 customer reviews)
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dont ask for help !!
Leanne, Leeds
1 month ago
Things change with the way the world is at present. Taken a 300 loan out for car repair as mot fail. Due to pay them back 2 weeks before hand terrible accident at work in hospital for over 1 week called when back out of hospital and advised I would be unable to work for at least 3 - 4 weeks and asked if I could set up payment plan as advised I would...
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Harassment at its worst!!
Jg, London
3 months ago
I am going to file a harassment complaint against payday express, they have not stopped calling or texting even though I offered a token payment which they rejected and know that I am undergoing an IVA. I cannot wait until it is put in motion so that I can never here from them again. Do not take a loan with this company, they are the bad guys.
"WARNING" "WARNING" "WARNING" !!!!!
David, Birmingham
1 week ago
Worst customer service ever - DONT USE THIS COMPANY YOU WILL REGRET IT !!!!
Con Artist at thier Best
Paul john, Leeds
1 week ago
This has got to be the worst Payday loan company out there, Due to difficult circumstances I had to really look at my finances and start to really budget and at the time I had taken out a loan with PDE. To my surprise they are a 'bunch of monkeys' have not got a clue about customers and all they care about is ££££££ (understandable that is what their there for) BUT when things happen unexpected they do not want to know or help you. They have called me consistently 8-10 times a day Monday - Saturday, yup including Saturday's , but even when you try and speak with them, all they want to know about is money.....so I cant be bothered to answer them and had started to write to them instead so everything is written down. Still no response on 3 emails sent to them after a month. I strongly suggest you stay away from them and go elsewhere my recommendation would be 'wonga' excellent customer service and always willing to listen. DO NOT USE PAYDAY!!!!!!!
Took money from my bank account without my authorisation
Anon, Anon
2 weeks ago
Well I've had a terrible experience with payday express! I took out a loan with them late last year and had agreed with them to take a set amount out of my account each month as I was struggling a bit financially. This month they decided to take 6 installments from my account over the space of 2 days, without my permission, to the sum of £350 leaving me with no money for the rest of the month, and unable to pay my other bills, rent, phone bill etc.
Not a very happy customer, I called the number on the website and after being told the department I would need to speak to had gone home I asked to speak to the manager, who after telling me there was nothing to do, I was very upset at this point and had started to cry, he asked me not to cry, I then heard laughter in the background, realising I wasn't getting anywhere with him, I advised him he may need training in customer service, that I would be seeking legal advice and that I would be writing to the Director of the company as well as making sure others know what had happened to me.
Rest assured I will not stop until they compensate me for the state they have left me in...I will NEVER be using payday express again, and I suggest you don't unless you are 100% sure that you can repay the money, and of course if my experience hasn't put you off!!
4th Floor Northaide House, 69 Tweedy Road, Bromley, BR1 3WA
0800 652 4661
0800 652 4662
info@paydayexpress.co.uk
