How much do you want to borrow?
£1,000 £25,000Over how many months?
12 months 60 monthsMonthly Repayment
Total Interest paid
Arrangement Fee
Total amount paid
4.4%
£1,000 - £25,000
Minimum Term 12 months
Loans up to £25,000 - 5 years
Standing Order via a Northern Bank Account
Apply In branch - 24-48 hours
Apply over phone - 5 working days
No Fee
Transferred into your bank account
No
2nd for APR of 423 loans in the UK (See Lender League Table By APR)
Northern Bank's Home Owner loan is exclusively available to Northern Bank mortgage customers, so do not apply if this is not the case. You can borrow between £1,000 and £25,000 which you can pay back over 5 years. You can make over payments and lump sum payments without being charged any extra. A guarantor and indemnity may be required, so do not apply if you would not be able to provide this. This means you will have someone to back your application and promises to make repayments if you don't.
You can apply over the phone by calling 0800 66 00 33. Or you can apply in one of your local branches. If you apply in the branch, your loan can be paid out into your Northern Bank servicing account between 24 and 48 hours. If you apply over the phone, it can take up to 5 working days. At the end of the application they are able to tell you if you have been accepted or not. If you have been accepted, they will send out the loan documents to your home address which you will need to sign and send back (you may need to send extra documents to prove you can afford the loan). Once this has been done they will pay the money into your account.
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Default Fees |
Interest owed on the instalment from when it is due until the date it is actually paid |
|
Early Settlement Fees |
You can settle at any time by giving them notice in writing and paying off the amount you owe under the agreement |
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Late Payment Fees |
None |
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Northern Bank Limited, Donegall Square West, BT1 6JS
0800 66 00 33