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Mr Lender

Mr Lender

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(88 customer reviews) Submit review
Mr Lender has an average rating of 2.6 out of 5 based on 88 user reviews

Visit lender's website
Address
Suite 105W, Sterling House, Langston Road, Loughton, IG10 3TS
Telephone
0208 532 1969
Fax
0845 862 5900
 
 

Acceptance Criteria

You need:
  • It doesn't matter how long you have been in the UK
  • You don't need to have good credit
  • You must be 20 years of age or over to apply
  • You must be in full time employment and get paid £800 per month
  • You must have a bank account and a debit card linked to the account
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Reviews
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Customer Reviews - The truth about Mr Lender

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(88 customer reviews)
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The most favourable review

thumbs up

Jade, Cumbria
10 months ago

 
 
 
 
 
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  speed to payout

i applied for a loan with Mr Lender, then looked at the reviews on this site and wondered what i'd got myself into as most of them are bad! i was accepted, the money was in my account within two hours, they took the repayment on the day they said they would, and the guy i spoke to from customer services wasn't rude at all, very helpful infact. would definitely use again!

The most critical review

absolute ****

Mike
4 months ago

 
 
 
 
 
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Waste of time, absolute crap Service and a **** company

absolute ****

Mike
4 months ago

 
 
 
 
 
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Waste of time, absolute crap Service and a **** company

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efficient

Stu, Portsmouth
4 months ago

 
 
 
 
 
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Applied for a loan early on a Saturday morning, was called by a member of the team anhour or so later who ran through a few questions and confirmed my employment, card details and home phone number. The service was quick and friendly and the funds then hit my account within about 45 minutes. Compared to some of the other companies I have used in the past this one proved to be helpful and efficient, Would recommend if you need a loan

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joke of a company

Jade, Chester
5 months ago

 
 
 
 
 
  price
 
 
 
 
 
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Paying back

Ceri, Wales
9 months ago

 
 
 
 
 
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I have to say thank you to me lender, I'm struggling to pay my bills and asked them if I can set up a payment plan to pay back my loan and they were very helpful and now I don't need to worry as they have agreed to a instalment plan so thanks again

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rather struggle

Tracey, Yorkshire
10 months ago

 
 
 
 
 
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Applied for loan. Got accepted. But decided to cancel after they started calling my work on numerous extention numbers which I did not provide them with. Also recieved lots of spam texts and emails from other companies. Would rather eats beand till payday

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do not use

Samantha, London
10 months ago

 
 
 
 
 
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I took this loan out and was unable to pay the full amount straight away so i paid the interest. Which was £94.50. This was fully explained i was happy with however when it came to christmas my boss didnt pay me on time so straight away i recieved a call from mr lender advising i owe the interest and i explained that my boss hasnt paid me so i was advised that i have 5 days to pay or another 60 pound would be added !!! So thats 94.50 interest plus 60 pound because i was paid on time! This was not fully explained and i feel pretty angry. No wonder why people are unable to clear the balance when there adding more amounts on top. There already making money from the interest as that amount isnt even deducted from the loan you took so tou pay all thia money and its not even clearing the debt!!! Scum

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thumbs up

Jade, Cumbria
10 months ago

 
 
 
 
 
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i applied for a loan with Mr Lender, then looked at the reviews on this site and wondered what i'd got myself into as most of them are bad! i was accepted, the money was in my account within two hours, they took the repayment on the day they said they would, and the guy i spoke to from customer services wasn't rude at all, very helpful infact. would definitely use again!

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rude woman!!!!

Brian, Coventry
11 months ago

 
 
 
 
 
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They explaind to me that id have only two payments the first one being intrest, and on the second pay date the full amount id borrowed. But then it came to them automatically rolling the payments without my consent. The cockny girl on the phone is rude and arrogant, talks down to you and wont listen to what you need to say. Shes got no customer skills or peaple skills for that matter and im fumeing with her!!!!!!!!!!

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Great experience!

Anonymous, Uk
1 year ago

 
 
 
 
 
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I needed a payday loan to help me pay an unexpected bill, I used Mr Lender and everything was extremeley easy. The lady on the phone was very helpful and my loan was in my account really fast.

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customer service

Clara6, Sheffield
1 year ago

 
 
 
 
 
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After using this organisation and having experience of customer services, i would never use them again. i have never had any issues personally repaying anything but when i have had cause to contact customer services they are rude, arrogant and talk to you as though you are stuipid. I closed my account entirely and asked them to stop sending emails and txts etc, one of their employees advised that this request had been actioned yet still sent txt messages, i called them again and it was my fault apparently!! so in essence it was a waste of time me contacting them on the previous occasion and had to put up with literally being talked down (almost shouted at). id never use them again.

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An hour of calls

An hour of calls, Telford
1 year ago

 
 
 
 
 
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I applied for a loan of £50 to be paid back in 6 days. My request was changed to £150 sk I thought what the hey go for it! I was under the impression that my request to borrow would happen quickly. I had been on the phone for over an hour as the 10th caller in line. I did not receive an answer. Previously when I called the lady said she would call me back and did not. I dont like this business having my bank detials and will be complainjng further untill I have a response!

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dont do it!

Milly, Runcorn
1 year ago

 
 
 
 
 
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I was in desperate need of quick cash and made what I think is one of the worst decisions ever to get a loan! They have taken double payments out on a couple of occasions meaning I had to contact them and wait for one to be refunded! They have taken amounts which was not discussed and left me worse off at times! They harrass you with phone calls texts and emails...some off which to my work which I have asked to refrain from as I cannot take personal calls plus work night shifts! The interest repayments are a joke! One occasion they have rolled over my loan without authorisation and when I have asked about this said I would now have to wait to settle on my next due date so I paid £87 I didnt want to! Also the people on the other end of the phone are rude and talk to you like you owe them something! I deeply regret my decision and would NEVER again take out a payday loan...think before you do...I would rather struggle along!

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Can't sop them taking money from my account

Mark mcquade, Glasgow
1 year ago

 
 
 
 
 
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They have taken money from my account that i dispute agreeing to. Leaving the disagreement to one side. I am shocked that they will take money from my account and my bank can't stop it and Mr fish with big sharp teeth will not stop.ADVICE: cancel your card and get a new one only way to stop them.

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Great Service

Vanessa, Yorkshire
1 year ago

 
 
 
 
 
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I recently had a loan with Mr lender. I got myself into alot of debt with pay day loans. I contacted Mr Lender, and unlike the other high street lenders, they were so helpful and undertsanding. They froze my account straight away and put me onto a repayment plan to help me clear my debts. With out thier help i honestly think i would have been bancrupt by now. I couldnt thank them enough.

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Unauthorised payment

Carmen marshall, Cardiff
1 year ago

 
 
 
 
 
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Mr lender kept rolling my loan over at a high cost I requested a full loan repayment when I realised this was happening . Full payment was made of the amount they e mailed to say would be taken but they also took a further 30.00 pounds not owed . I emailed them and asked it be returned and revived an email back stating that my loan had been payed in full and my account closed but unfortunately no money could or would be refunded they did not even try to explain what this 30.00 was for just nothing so really they have stolen my money I have had to go to the bank and tell them that no further payment can be made to them should they try to take anymore as I don't now trust them what a rip off company

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waste of time

Paul, Middlesbrough
1 year ago

 
 
 
 
 
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total waste of time, told i was approved my the under writer, and all i needed was a payslip emailing accross and they would send the money.... made a 100 mile round trip, sent it off and they decined me

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Great

Robyn, Bristol
1 year ago

 
 
 
 
 
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helpful and friendly real person on the phone. Answered all my questions in a cheery way, not rude or abrupt! Pay out was good. The offer to deferred my payment was handy. Would use them again! Thanks

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avoid

Amanda, London
1 year ago

 
 
 
 
 
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just received this email after them calling my employer.

Dear Amanda,



I was speaking with you on your work phone today and you asked me to call you later.



As you have not supplied an alternative contact number, I will have to ring you at work later and tomorrow.



Kind Regards



Andrea

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HURRENDOUS

Kate , Southport
1 year ago

 
 
 
 
 
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I applied for a same day loan before I went on holiday just for some emergency cash just incase. They left a voicemail saying they needed more information before they could process the loan. I didn't give them more information so decided to leave it. I came home 3 weeks later to see they had given the £250 (they deducted £17 so I only received £233) I had missed the 14 day period because I was away they had just changed their mind 4 days later and put it in my account and sent me a contract with that date on! They then charged me £180 interest for loan I no longer wanted.

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do not ho here unless you want millions of spam calls texts and emails hourly in future

Jess, Sheffield
1 year ago

 
 
 
 
 
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I did not sign my contract as I heard they say you are accepted when infact your not and they just pass your details on. Thr intetest and charges are much cheaper elsewhere so search around.Since I said I did not want to complete my loan application I have had over 10 texts in 24hrs, 5 emails and ive lost track of dodgy numers calling me. Its a brand new phone and nobodyhad the number so thanks a lot.

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AVoid

Dan, London
1 year ago

 
 
 
 
 
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Awful. They take £17 pound out of agreed loan. Today they took 5p from my account, despite repayment next week? Only 5p I know, but why? They do not answer my email asking why they broke agreement

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fantastic

Gemma, Wigan
1 year ago

 
 
 
 
 
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Quick payout. Repayed early. Would definitley use again. No money taken without authorisation. Dont borrow if you cant payback. Defiently recommend and would use again.

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DON'T DO IT!!!!

Day, London
1 year ago

 
 
 
 
 
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Dreadful company! Don't do it! APR is disgraceful and they are just awful to deal with. Best to stay away and never get involved. Far far too easy to get money you can't pay back and then they get nasty. Why would you want to pay such a huge interest rate? Stay clear.

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FANTASTIC

Annonymous, London
1 year ago

 
 
 
 
 
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Mr Lender was fantastic and extremely helpful. Good interest rate and I got my cash quite quickly. Highly recommend !!!!

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WASTE OF TIME

Stuart gray, Orpington
1 year ago

 
 
 
 
 
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I phoned 6 hours ago for a loan, got told to supply bank details, photoed my bank statement and sent driving licence in case of proof of id, that wastnt enough, photoed more pictures, by now they know everything about me so now im sitting here worried sick, after 6 hours the computer said NO, on a 250 loan, and i was told my company never existed, so waste of a day and they said yes to start with AVOID and now i read money has been taken from peoples banks RUN AND RUN FAST

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loan

Collins, Milton keynes
1 year ago

 
 
 
 
 
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had a loan from these people ... told them why i was having probs paying it back. lost job and now with iva guess what took money out of my account with out asking and also cant understand how tthey got my details as i changed my bank .

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Illegal demands on my current account

Alan, St. austell
1 year ago

 
 
 
 
 
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I have never dealt with this company but they have deducted £120, £140, and £140 from my current account without authorisation. Definitely a Company to avoid. they are acting illegally

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Listen to the reviews Honestly !

Rob, Lancashire
1 year ago

 
 
 
 
 
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I currently have a loan of £250 with this company, this was the biggest mistake of my life, believe me now.I was told the following, and they can manipulate to suit there payments.On £250 borrowed i was told i had to pay £87. on the first month interest and then to finalise the loan on the second month of £250, though if i was not able to pay that £250 on the second month another occurrence of £87 would be added.Now after a call to them they said "No we did not tell you that, and every month the loan is borrowed there would be interest of that amount", Now i said to them, what if i pay the £250 off right away within the same month of the first payment, they said "You will still have to pay £250 £87 interest" Yes, its absolutly mad, it can be done but you have to do this within the first 3 days of paying the first interest payment. How can one pay that if they borrowed that amount in the first place.Now look at it this way, what if you dont pay the interest off in time;They would add the £87 onto the loan and increase interest payments, increasing every month, this is an astronomical amount if you cannot afford re-payments, you probably could afford ever to repay anything.This company has probably made a very lot of people in major debt and the DTI or other government area should look into this company.By rights you should have the whole month up until the next payment to clear outstanding monies owed i.e. the £250 owed as the interest was paid on time within that month.I am emailing some Newspapers regarding this company with this explaination to have this company totally published and to warn people of these companies.Listen DO NOT BORROW FROM THESE LENDERS, YOU WILL FORFIT BADLY !!!YOU HAVE BEEN WARNED, TAKE HEED !!

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Don't go there

Sx, Lancashire
1 year ago

 
 
 
 
 
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I made the mistake of applying for a loan with this company. I applied about 9pm at night and by 12 o'clock the following day I'd received 12 emails, 5 texts, 1 phonecall to my home number, 5 to my mobile and reception at work called to say they had PDL on the phone and they'd called twice previously - even though I didn't supply my employers number as we're unable to take personal calls. I withdrew my application as a family member helped me out but I wouldn't apply with them again due to the continuous contact

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Contact your local MP regarding these incompetent imbeciles

Jeremy smith (ex customer)
1 year ago

 
 
 
 
 
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I am getting in contact with my local MP to take this down to parliament, I can't remember which MP is responsible for trying to regulate this industry, though the reason for me doing this, is Mr Lender illegally refuse to give you your statutory rights, if their found guilty (which they will find) they are working against the law in my case.

I was under real financial stress at the time, knowing that taking the loan I applied for would cause my situation to get a whole lot worse than it was at the time, they told me I was not entitled to a cooling off period, the consumer credit law states that you are legally entitled to a cooling off period (of which how long is debatable) but them refusing to give me one is a perfect example of how uneducated the people who work for this incompetent company are.

I would ask that anyone under the same problems contact their local MP and take this down to parliament, I am not able to remember who exactly is on the role of trying to regulate this industry, though if they are found guilty of this they could have their credit licence revoked.

I am even willing to send the audio file to them of the conversation stating the date of the initial loan as well.

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Dan's response to Jeremy smith (ex customer)'s review

1 year ago

The MP that is trying to regulate this is Stella Creasey, MP for Walthamstow and I'm sure she'd be more than happy to help you out!!

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Dont Do It!!!!!!!!!

Janey
1 year ago

 
 
 
 
 
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I really wouldnt recommend this company. I emailed them before I defaulted on a payment for my loan with details and proof of my redundnacy and they were really unhelpful. I have found them to be bullying and rude and difficult to establish any kind of communication. They even emailed my former employer causing me lots of embarrassment and breaching my confidentiality.

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Don't do it

Beetroot, 100 acre wood
1 year ago

 
 
 
 
 
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Don't do ittt!!! I have never defaulted with them and my loan is almost paid. Yes, the interest is high but they do pay out quickly, my issue is the service. Very pushy, rude staff who are bullies. Never default as they will constantly bug you. I'm paying them off early as i'm scared of them. There are plenty of other & better payday providers out there,

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pay day loans

Natalie black
2 years ago

 
 
 
 
 
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Mr lender was very helpfull when i needed quick cash.

they have a rollover service also which means you dont have to pay back the full amount all in one go!

I took out £200 and because i paid back early i got a discount on the interest!

Id deffinatly use mr lender again!

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Ebony's response to Natalie black's review

1 year ago

was told I'd have funds within an hour... Still nothing am deferring the loan as after reading this I really don't want it! :O

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Fast Simple Great

Paul, London
2 years ago

 
 
 
 
 
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I dont have loads to say apart from I had a great experience with Mr Lender - fast simple got the money straight away! Will use again

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Lowest Interest

Freda, Harlow
2 years ago

 
 
 
 
 
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When I applied for a loan and accepted by Mr Lender I was first a bit worried about the £30 per interest rate seemingly being fixed ... even though I only wanted to money for 6 days!

However when presented with my contract they had suprised me with 75% off so I only had to pay back £7.50 instead of the full £30!

I was over the moon with this and have borrowed money off Mr Lender 3 times since!!

They should advertise this to make more customers aware!

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Money on time

Josh, Birmingham
2 years ago

 
 
 
 
 
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Reading the bad reviews below I can't say I believe most of what is being said ... probably just payday loan critics trying to get their point accross.

After needed money urgently for an over expensive MOT I, for the first time, had no option but to see what these payday loans were about.

I applied online and was instantly accepted which worried me slightly as never having a loan before I felt I needed to have the process explained .. I was called within 15 minutes and a very helpful young lady explained the process of when I would need to pay back the money how much I was expected to pay back and every other option I had. It made me feel a lot more comfortable with the whole situation and was able to get my car sorted without worrying about hidden charges and fees.

I paid my loan back in full on my pay day and although I dont need the money at the moment I would definatly go back to Mr Lender in the future if I needed some emergency cash.

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loan

Aaron
2 years ago

 
 
 
 
 
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terible i aplied for a loan got refused twice by mr lender yet they still have me down as a customer and have a 180 pound loan with them even though i was refused that is theft by deception

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System Error?????????????????

Paul
2 years ago

 
 
 
 
 
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Your review . Well, when i was in difficulties they helped me and themselves by giving me 10 months to pay. the last payment was last week (yipee). Unfortunately they have taken the last payment 3 i repeat 3 times. Now, having admitted their error, they still have not refunded the outstanding amount. So i am now charging them interest at their rate of 1990% . How do you think i will get on? Oh yes , by the way, don't ever phone near 5.30 pm because they will put you on hold and ---- off home.

Note: You must be a customer of this company to submit a review

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DECLINED - Had 3 loans - repaid on time / early

Matt
2 years ago

 
 
 
 
 
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Having being a loyal, perfect customer. Repaying on time or early, I have now been declined twice by Mr Lender.
No worries, I have gone elsewhere and funded immediately WITHOUT the ridiculous phone call everytime you ask for a loan.

I have given this company £495.00 in interest plus £7.50 (£2.50 per transaction)

Ultimately I am happy to go elsewhere. Other companies don't call you everytime you apply. I was declined 15 mins ago and have already funded elsewhere.

Shop around, there are better rates out there.

Cheers Steph at Mr Lender. You've lost another customer

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not impressed

K, Not happy at all
2 years ago

 
 
 
 
 
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i applied yesterday and till now not a email or phonecall before i've recieved my loan i'm put off i doubt i'll be using this agian to be honest

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Don't use this service

Tyler, London
2 years ago

 
 
 
 
 
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Poor service, shocking rates with hidden charges. I would highly recommend looking else where

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Very quick money!

John, London
2 years ago

 
 
 
 
 
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Could not believe how quickly I recieved the money!
I applied online and within minutes recieved a phone call from an advisor at Mr Lender. They were very discreet when calling my work and explained all the charges!( No hidden fees!)
Will definatly be using them again!

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Helped me out of trouble

Jess, Northampton
2 years ago

 
 
 
 
 
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As said below THEY WILL HELP YOU .. I run it to extreme financial difficulty and in not even being able to afford my first full payment they helped me out by allowing me to put a token payment down and then putting me on a plan which allowed me to realistically pay my debt off. I am nearly done in paying back my loan and its helped me get back on track

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Easy Service

Gillian, Lancashire
2 years ago

 
 
 
 
 
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After hearing a lot of bad press about the tabo 'payday loan' Mr Lender were extremly helpful in answering all my questions and queries I had they then helped me through signing my contract and explained it all to me. I have helpful reminders of when my payment is about to come out of my account which helps me balance my finances! GREAT EXPERIENCE would recommend to a friend

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Made a huge breach of Data Protection

Lindsey, Nottingham
2 years ago

 
 
 
 
 
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I recently had a letter sent out about my account to someone completely external to my account threatening to take them to court. I had kept up my repayments and Mr Lender had acknowledged this in writing that the payments I was making were arranged and they had agreed to it. Not only did they make a huge breach in data protection by letting somebody know I had debt that I had specifically said I didn't want knowing (not that I should have to, I should be able to trust my details won't go anywhere) but this person they are threatening to take to court has just had a near fatal stroke. Considering the severity of this breach, I am disgusted that their "Customer Service" department doesn't take complaints - which begs the question what service exactly do they provide??? I wonder if it's actually legal to call a department something that it isn't? But when I did speak to them they did advise me I could complain by email and they would respond within 10 working days. When somebody who has a stress related illness, that could potentially be fatal in the future also, has a court summons hanging over their head. Anyway I'm following it up through the Financial Ombudsman Service. I am so so angry at the breach they have made and the disgusting way they are handling it. Never Ever go to Mr Lender.

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Rubbish!

Sarah shah, London
2 years ago

 
 
 
 
 
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Really bad company! Do NOT get a loan from them! I needed a short term loan (2months) and when applying for it and speak to the lady over the phone, I had asked for half the money to be taken from my account the money I took the loan out (March '12) and the reamining balance in April. I've been travelling for work and only just gone through my emails from them, they have been charging £60 interest ONLY per month since March! This wasn't explained over the phone and how else were thinking I'd clear my balance if they were only charging me interest??

I've used Wonga lots of times in the past and they are fantastic! There are no unhidden fees/costs and they do ECACTLY as it says online! I've never even had to ring them for anything!

Never using this company again or reccommending.!

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Very Helpful!

Jane, London
2 years ago

 
 
 
 
 
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I borrowed from Mr Lender, paid back 4 times on time then ran into financial difficulty, although I had been called quiet alot as I ignored them, when I did speak to them they were very understanding and although I had to make another interest payment they set me up on to a plan right away! WORD OF ADVICE : DON'T IGNORE THEM THEY WILL HELP YOU! All this bad talk is nonsense don't borrow the money if you refuse to prove you work and are in financial troubles! It's not a long term solution!!!! The collections department had friendly and helpful staff would use them again. ******* stars for staff!

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Friendly and Fast

Vikki clarke, London
2 years ago

 
 
 
 
 
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Fast and very friendly service! Had the funds straight away into my account. Was also made aware of all fees and cost! :)

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Simple

Jesse jones, London
2 years ago

 
 
 
 
 
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Had a good experience when taking out a loan with Mr Lender. I found some of the questions unnecessary but apart from that it was quick easy and simple! And i had the funds within the hour!
Great customer service too!

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Easy money

Joel harman, Bromley
2 years ago

 
 
 
 
 
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I found Mr Lender quick and easy and i had the funds in my account within an hour its qiuck easy money. Some of the questions were a bit invasive but staff were friendly.

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they were ok with me...

Melanie kayes, Brentwood
2 years ago

 
 
 
 
 
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i needed money fast and i need it now , mr lender were great fast and friendly! they even lowered the interest as i did complain there rates were slightly high..

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Fantastic

Hannah a, Liverpool
2 years ago

 
 
 
 
 
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I had a very good experience when using Mr Lender. All there staff were friendly and more than helpful.
I did have a issue when it came to paying back the loan as i had just lost my job and was having financial problems just after taking the loan out! But the staff at Mr lender were more than helpful and set me up in a re-payment plan which was more affordable and have now finished paying off the loan. Would definitely recommend!!! :)

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Simple and Easy

Claudio rene, London
2 years ago

 
 
 
 
 
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I had a really good experience when using Mr lender. I had the money straight away into my account and made me aware of all the fees and costs.
Also paid the loan slightly early and was refereed through to the Re loan department which again was very helpful. Would defiantly recommend this company to other people!

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Pay day loan

Asbar, Ilford
2 years ago

 
 
 
 
 
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I have had payday loans with these guys time and time again and they are great responsable lenders! would deffinatly reccommend!

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Reliable

John wilkinson, Croydon
2 years ago

 
 
 
 
 
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I have been a customer with Mr Lender for a few months now and they are fast and reliable, i origonally had a £300 loan with them and once i had paid it back was able to reloan with them. The staff are allways friendly and the money is in my account quickly. Really simple way to get money fast

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Helpfull

Carly jenkins, Manchester
2 years ago

 
 
 
 
 
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Mr Lender really helped me out when i was in a tight situation with money. The money was in my account quickly and the lady i spoke to was really friendly and helpfull. I felt the interest rate was a bit too high so this was lowered for me as i was a first time cusotmer. I would recoment this lender to anyone who needs a short term loan.

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Report Mr Lender OFT!

Anonymous, N yorks
2 years ago

 
 
 
 
 
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These idiots use humiliation as a way of getting their money back if you are unable to repay the loan.

They seem to employ unlawful tactics as well to keep to the loan agreement knowing fair well there is always a cooling off period but do this company bother paying any attention to the Office of Fair Trading's guidelines do they heck as like (to put a less stronger phrase for the kids that might see this review).

I am going to be using this company as a way of allowing the OFT to investigate irresponsible payday lenders on how this company actually are in breach of their credit licence by ignoring a cooling off period pretending it does not apply to them when it applies to anyone offering any type of financial agreement (contractual of course) long term or otherwise!

They said I used abusive language what? Telling them what they do in return what hypocrites they are, good will gesture my *** as my loan was written off, it's the fact they know they messed up but I am still reporting them to the OFT with the way they ignored my initial request to cancel my loan within 24hours of taking it out as per a cooling off period.

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DO NOT GET A LOAN

Zdavis, Hertfordhire
2 years ago

 
 
 
 
 
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OMG mr lender at the start helped me out a great deal i got a 200 quid loan from them paid it bk and now after paying it bk BEFORE the start date i have now had over 1.678.00 taken from my account.. have lost my job after the women and debt collector barry abusing my manager.. and im in a court battle at the moment..!! wether yo have paid them before the deadline or not they WILL RIPP YOU OFF. please guys stay away!!

i will be on BBC's watchdog in june to discuss

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joke

Lee kayne, Watford
2 years ago

 
 
 
 
 
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stay clear of mr lender all a big scam u will end up paying alot more they only take the inyerest every month and claim to explain this i missed one payment and my owe has gone over a 100 pound staff are rude and not helpfull at all ovepr the phone i will b informing the 3000 friends on facebook and advising them to do the same mr lender is a complete scam!!!!!

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Very satisfied!

Katie, London
2 years ago

 
 
 
 
 
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I found them very helpful and polite. Staff where very helpful and understanding. I also was very comftable talking to their staff with no embarressment. When i was struggling to make payments back to them they kindly offered me a repayment plan which lifted a huge weight of my shoulder. Would recommend them over any pay day loan company.

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Do yourselves all a favour and AVOID!!!!

Steve, Sussex
2 years ago

 
 
 
 
 
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All, don't even go there... i was going through the application process, attitude stank couldn't get any thing right, they wanted to talk to my manager at work to confirm I worked at the company as i was on leave... what's all that about... Going by other reviews don't do it however desperate you are.. I woke up before they completed the application hope you all do the same... good luck keep smiling

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I WORKED FOR MR LENDER

Anon, Anon
2 years ago

 
 
 
 
 
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I Have previously worked for Mr Lender for a short period of time, and i must say , the whole company is a DISGRACE. There are actual targets to get customers to spend as much money as they can i.e take up same day fees and such. None of this is mentioned in the original contract that they send to you. To actually give you the loan, we had to RING your work. and if we wasnt successful the first time, wed keep trying and trying again. When it comes to collections, they are a bunch of Vile people who have nothing else to do other than to insult customers who havnt paid back. Even though it may only be just 1 day. They aim to call each person at least 15 times an hour until they get through and have something sorted with the customer... The Management is a joke aswell, they sit on the arse all day giving out orders and such, all to get there bonuses. When it was us, who actually had to do the hard work. There are plenty of lenders out there which will be far better than this Two Bob Company. Trust Me. I worked there.

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Your all hilarious

Leah, Epping
2 years ago

 
 
 
 
 
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So you lot ask for money from Mr Lender & when you tell the comPany you can't pay them back the money you took.... You have a bitch. Obviously they're going to hunt you down and ring you all the time.... News flash it's not your money? If you tell someone your going tO borrow money & then fail to give it back on the right day I believe anyone wOuld be pissed off tbh.... Don't borrow money if you can't pay it back....simple.

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brilliant

Elaine, Glasgow
2 years ago

 
 
 
 
 
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Amazing, had my money within 3 hours, would def recommend them, even with a bad credit rating

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polite and helpful

James, Dartford
2 years ago

 
 
 
 
 
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ive used mr lender and found them to be very very helpful and at a time when i had lost my job after making my application they were very undertsanding and set me up with a very good repayment plan scheme which was afforable to me. They where quite efficent and made me feel more comfortbale than ANY of the other payday lenders that ive used. use mr lender but be responsible!!!!

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DO NOT USE

David, Green
2 years ago

 
 
 
 
 
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WARNING
I have used all the payday lenders, if you can call Mr Lender a payday loan, as they are in a league of their own of unprofessionalness and in some cases illegal.
They WILL charge more than others, they will take money from you even when you have paid, they will take wrong amounts, and getting that back is practically IMPOSSIBLE. They will use every trick in the book to turn the tables on their side.
The customer services team are so unprofessional it's incredible, and if wrong amounts are taken etc, guess what, there isn't a telephone number to complain, you have to send an email which won't get answered.
They charge more than others, you book a rollover and then they take the full amount and tell you you didn't book a rollover, they charge more than ALL other payday loans including an extra admin fee they don't tell you about and 30 quid for every hundred.

I could write pages and pages more, do yourself a favour and use WONGA.COM, they are cheaper, quicker, more professional as they sponsor a premiership team so have to be professional and don't treat you like a piece of shite like mr lender do

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PLEASE, PLEASE STAY AWAY, YOU HAVE BEEN WARNED!

Robert, London
2 years ago

 
 
 
 
 
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I am warning anybody out there that is thinking about dealing with this company, no matter how desperate you are, do not, i repeat, do not deal with this company. The worst case of rudeness and harrassment I have ever experienced. These people will CALL YOUR WORKPLACE AND HARRASS YOU IF YOU ARE LATE BY EVEN 1 DAY, though they have your home and mobile number. Any explanation or arrangement you may want to offer is met with rude and abusive language and persistent insults. The manager, is a woman that has to be the most unprofessional person I have ever had the displeasure of talking to. These guys will drive you to despair. YOU HAVE BEEN WARNED!!

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DO NOT DEAL WITH THESE PEOPLE

Jeff, Capes
2 years ago

 
 
 
 
 
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THESE PEOPLE PURCHASE YOUR DETAILS FROM OTHER LENDERS AND WHEN PHONING THEIR OFFICES THEY SAY THEY ARE CLOSED WHEN CLEARLY THE WEBSITE STATES THEY ARE OPEN AT THE TIME I CALLED THEM. PAYMENTS SECTIONED QUITE HAPPILY PICKED UP THE PHONE TO WHICH THEY WANTED TO GIVE ME ANOTHER NUMBER - WHY IS THIS ALTERNATIVE NUMBER NOT ON THE WEBSITE

DODGY DODGY DODGY!!!!! I WOULD GIVE THEM NO STARS BUT THIS SITE INSISTS I GIVE EM A RATING

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Would recommend

Jason, Dartford
2 years ago

 
 
 
 
 
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I have used mr lender 4 times over the last couple of years for some emergency money and always paid back on time (sometimes early).
I have always found them to be very professional and friendly and I would recommend them.

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Rude and incapable of acting professional

John, London
2 years ago

 
 
 
 
 
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Mr Lender is quick to offer out money but is possibly one of the most unprofessional companies I have ever had to deal with. Every person I spoke to was rude and just wanted to rush through my application. When speaking to a manager - (Eleanor? has anyone else had to deal with her?) I couldn't believe how unprofessional she was. If a team is managed by such a rude woman, it's no suprise Mr Lender results in harrassment! Would warn anyone against using this company in the future.

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Mr Lender saved the day!

Rhandeep, Newcastle
2 years ago

 
 
 
 
 
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I absolutely shocked when reading these reviews luckily my experience was completely different! I paid back my first 2 months rollovers with Mr Lender and then came in to some finacial difficulty. I emailed them and recieved a swift response they originall asked to pay the interest only and rollover the loan again. I explained this was not an option for me espeically as I had already paid 2 lots of interest. They set me up a repayment plan and have not had to speak to them since the only contact I have with them is when they send me confirmation of payment!

Very Helpful company!!!

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Hassassment

Disgusted, Buckinghamshire
2 years ago

 
 
 
 
 
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I'm absolutely appalled with the level of service from this company. I called and explained that my financial situation has changed so I need to re structure the loan, rather than trying to help me they continued to tell me that I took out the loan and it's my responsibility to pay it back, which I wasn't questioning. I asked to be put through to a manager who was actually 100x ruder, telling me that I have to pay over £800 on a loan that I took out for £300. I asked what would happen if I didn't pay anything, send out the heavies to break my legs? What a bunch on inconsiderate SHARKS!!! Quick to pay out so you don't have time to consider what you are getting yourself into.

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Harrassment at my Work and threatening other members of my staff!

Leigh, Aberdeen
2 years ago

 
 
 
 
 
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They called shouting the odds at my receptionist when she stated that I could not take personal calls at work, then threatened my receptionist stating that she was me. Were advised not to contact the works number again and asked for my head office HR number to question them. Highly unprofessional when I advised I was seeking out a repayment with my debt in general and asked for time to organise my finances.

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Will not take no for an answer

Dave, London
2 years ago

 
 
 
 
 
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I decided not to go ahead with MrLender as I had read that they ring you at work. Lo and behold, even after I have replied to THEIR email saying I dont want to go ahead, three phone calls (one to my work) and continuing text messages. They may well give you the money quickly and they may be cheaper but they WILL bother you at work when this may well be a very private and potentially embaarrading matter. Avoid.

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"Mr Lender" is Lame

Honest, Wasteoftime....
2 years ago

 
 
 
 
 
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"Mr Lender" is comletelly rubish..!!!
You fill the form with all your personal information and debit card details, wait for the decision and boom. Instead of some offer or decline they pass all yoursubmitted information to all different lender or even brokers. Than you can expect endless texts on your mobile and emails.They are absolutelly Useless...!!!

Stay Away, rather go for "Wonga", you get the money instantly in 15minutes on your account.

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They were fine with me!

Sue, London
2 years ago

 
 
 
 
 
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I like many others took out a loan with Mr Lender. Like many others got into financialy difficulty and had problems keeping up the repayments/rollovers of interest with them. I have to say however, someone in their review above mentioned "Amy", that unlike the problems this writer had I actually found her really helpful and came to an agreement with them that I could afford and have now paid them off with no further problems. Anyway, just my opinion, credit where credits due I say.

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What a waste of time

Jo, Derbyshire
2 years ago

 
 
 
 
 
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You are promised a straight forward loan with these people but then you are bombarded with phone calls,emails etc. I have been a mystery shopper for different loan companies and found that this was the worse,....

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Warning - They sell your personal data

Paul, Essex
2 years ago

 
 
 
 
 
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I looked at getting a loan from them - was offered £397 repayment on a £300 loan (which itself is shocking) so declined it and just knuckled down budget wise. Probably a good decision.

However, MrLender took it upon themselves to then sell the "lead" to lower scum who hounded me by email, text message and telephone to take out a loan with them. On the first day alone I got 19 emails, 8 text messages and 5 phone calls.

Many of these companies were based overseas (the USA mainly). Despite telling each one to politely get lost - they still continue to call & email. One company in particular emails almost every couple of hours reminding me my "loan is approved". There seems to be no way to shake off these parasites.

I am dreading the amount of unsolicited credit searches that I will need to get cleared off. I might have to contact CIFAS to get a protective registration.

AVOID AVOID AVOID.

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WISH I HAD NEVER GOT INVOLVED WITH THEM

Lesley, Birmingham
2 years ago

 
 
 
 
 
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I dealt with this company out of desperation but they seemed ok. Then one month had financial problems and asked for deferral. they ransacked my account and withdrew the full amount in 5 transactions in the same day, this cleared me out for the month and still they said I owed more because of charges and intrest. I have since emailed them and told them on the phone that I am applying for bankruptcy as it is the only option open to me at this point. Their response is to text and ring me morning noon and night. I have asked them for all contact to be in writing but they will not do this. Last week ****, from Mr Lender, called the office line where I work, a work colleague answered the call as i was with a client. They insisted on speaking to me so I took the call and explained that I was not able to discuss it at that time but that I would call when I got home. The woman was very aggresive and shouting down the phone. I ended the call and went back to the client. **** called straight back and when told I had left my desk became aggresive again calling my colleague a lier and demanding to be put through to me. My Manager heard this exchange and took the call. He explained that I was working and not able to take the call. He then had to tell Amy not to raise her voice to him and this was followed by her blocking the work line for half an hour. During this time she told him where she was calling from and why. She said I never contact them and she will keep ringing until it is sorted. In the end my Manager insisted that she needed to clear the line as she was affecting the running of the business he said he would get me to call after 1 the next day when I went to lunch. The next day she was on the phone again at 6 minutes past 1 because I hadnt called her. Another colleague answered the call and was met with a barrage of questions, she explained that I had not gone to lunch yet and would be going shortly **** demanded to be put through regardless. I told my colleague to tell her that I would go straight on lunch and would ring her straight away which I did and amazingly I was passed around her office and eventually told she had gone to lunch... I bet she had. To cut this very long story of harrassment and distress short, they wont be able to do this again after Friday as I no longer have a job.

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DO NOT TOUCH MR LENDER*****************************

Linda mahoney, Hemel hempstead
2 years ago

 
 
 
 
 
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Your review I borrowed £250.00 from Mr Lender and paid about 5 months interest only of £50.00 as i was unable to pay the full amount, i eventually explained to them that i had debt problems and they were okay then out of the blue they decided to take 3 payments from my bank without telling me, this amount was nearly £400.00 which was money i had in my account for my rent, i rang them straight away and they said well you owed it so tough they are evil callus people who threaten you, ring you all the time and do not care a less if you were to jump off a bridge due to the financial pressure they put us under UNDER NO CIRCUMSTANCES US THESE PEOPLE THEY WILL RIP YOU OFF THEY ARE AS BAD AS LOAN SHARKS THEY ONLY DIFFERENCE IS THEY DO NOT BEAT YOU UP *****************************

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AVOID AVOID AVOID

John, Manchester
3 years ago

 
 
 
 
 
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These people are shocking, I'd swerve them like the plague. Despite asking for an extension on my loan, they took the full amount in a month I couldnt afford to pay it. Having spoken to one of their advisors, they advised me that the best course of action would be to re-apply for another loan. Inconvenient I thought, but mistakes happen so re-apply I did. Only to then be refused after looking at my credit file. (Despite being a customer of theirs for over a year and never missed any kind of payment).

After then checking my credit file, I realised that the reason for this was because Mr Lender had on 3 occasions sent records to call credit saying that I had been late or been in arrears with my payment. Theyve also left a record on there saying I have a balance of £150 with them from months ago!!

I had never once missed a payment with them! I have since sent a letter of compaint and e-mailed asking them to remove the incorrect details from my credit file but surprise surprise have yet to hear back from them. Shocking company

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Excellent start - Deathly finish......?

James l, Bexleyheath
3 years ago

 
 
 
 
 
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We I first got the loan they were great. After I had a problem the calls and emails started. When I did agree a payment plan they followed it for a couple of months and then took £400 out of my account, without permission. Then tried to blame it on the computers!! Bullsquidal!! Hid behind a "Complaints dont need to be answered for 4 months" well, it has been 4 months and now, needless to say, the FSO is now involved. Here's hoping for a swift outcome.

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Mr Lender are very unreliable they agree to take the intrest only to end up taking the whole amount.

Lucy, London
3 years ago

 
 
 
 
 
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mr lender are very unreliable they really put me in a fix this month. I borrowed £250. Called them spoke to them and requested they take the intreats only, which they agreed only to be shocked on payday to realise they have taken £315.50 from my account. Called them and met with very a very rude person. Am not using them again

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Quick to Pay - even quick to harass

Pauline, Bracknell
3 years ago

 
 
 
 
 
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BEWARE - very quick to payout - even quick to harass you. Got into difficulties with late pay day. They sent lots of Text, email + phone calls to work several times, very rude and threateninig. Stay away from this lot!

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Non stop calls and texts

Mark bridge, London
3 years ago

 
 
 
 
 
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long winded, didnt get the amount i asked for but still the same fee as originally quoted even tho i borrowed less money

was harrased by text and email and calls while i was at work, rubbish staff, not very good experience :(

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Great

Ralph marlon, Dartford
3 years ago

 
 
 
 
 
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Fantastic! Why didn't I go with these people before? They were speedy and reliable - no one else would touch me because of my gambling debts, but the team at Mr Lender were understanding, within the hour I got £3000.

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Excellent and Easy

Ash, Northern ireland
3 years ago

 
 
 
 
 
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  speed to payout

I found Mr Lender to be extremely easy and quick, i applied online in the evening, the next day i received an email letting me know i have been accepted and the funds were transferred to my account, There is a rollover service if you cant pay on your promised date,Very good, i would definitely recommend,

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Mr Lender are very helpful if you have problems repaying...

John, Essex
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Your reviewI had a loan with Mr Lender and rolled over about 3 times and then get in trouble :( They were very good in helping me get back on track with their loan and would strongly recommend them....just make sure you pay them back.

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Loan Details
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Loan Details

Representative APR 2216%
Interest Rate 353% Fixed
Loan Amount £80 - £1,000
Repayment Period Minimum term 7 days up to 6 months
Repayment Method Through Continuous Payment Authority (CPA) 
Speed To Payout Apply before 5pm and recieve money in up to 72 hours. For £10 fee and if your bank allows Faster Transfer Scheme - money in up to 2 hours
Arrangement Fee £7.00
Payment Holidays None available
Payout Method Transferred into your bank account
Representative APR 2216%
Interest Rate 353% Fixed
Loan Amount £80 - £1,000
Repayment Period Minimum term 7 days up to 6 months
Repayment Method Through Continuous Payment Authority (CPA) 
Speed To Payout Apply before 5pm and recieve money in up to 72 hours. For £10 fee and if your bank allows Faster Transfer Scheme - money in up to 2 hours
Arrangement Fee £7.00
Payment Holidays None available
Payout Method Transferred into your bank account
Representative Example
Representative Example: Borrowing £500 over 5 months, repaying £190.00 per month, total repayable £950.00. Administration fee £7. Same day transfer fee £10. Interest rate 353.0%. Representative 2216.0% APR. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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About Mr Lender
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About Mr Lender

Mr. Lender offer short terms loans between £10 and £750 (£500 for first time customers). Your money can be in your account within two hours if your bank has 'fast transfer'. You don't usually have to provide any documents with your application, but you may have to. This loan is repayable on your next payday but please ensure you can pay it on your next payday otherwise you will end up paying a lot more money in fees.

You can apply online with Mr. Lender. Use the tool on their home page to decide how much you want to borrow and which date you want to repay it, then complete their one stage application form. Sometimes, if Mr. Lender cannot offer you a payday loan, they will suggest another company who may be able to help you. If you are accepted by Mr. Lender, they will contact you to ask you any further questions or they may request you to provide further documents. Once you have provided all of this and they have assessed your application, they will send you an electronic loan agreement to sign. When you have signed this, they will transfer the money into your account.

If you run into trouble, Mr. Lender are known for making it easy to roll over your loan to the next month. if you choose to do this, remember that the interest still applies so you will end up paying more back over the length of the loan.

Please be aware that Mr Lender acts as a lender but also acts as an affiliate. This means that when you complete your application form, they will tell you if they are able to offer you a loan. If they aren't, they may recommend another company to you. Do not feel as if you have to apply with the suggested company as this may further impact your credit file.

The cost of credit with this lender is £30 for every £100 borrowed plus fees. This means that if £300 is borrowed over 30 days £390 will be due in full on day 30

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