Loans CreditXtra

Morses Club


Acceptance Criteria

  • You will need to provide: proof of ID and proof of address
  • It doesn't matter if you have a bad credit history, anyone can apply
  • You do not need to employed to get a loan with them
  • You will need to provide them with a relative's personal details
  • You must live within an area an agent operates in - check their website and enter your postcode to find out
  • You do not need to have a bank account or direct debit facilities

Loan Details

APR

254.45% - 469.8%

Representative APR

469.8%

Loan Amount

£100 - £1,000

Repayment Period

You can only take the loan out over: 33 weeks, 34 weeks OR 50 weeks

You can borrow up to £600 for the 33 and 34 week loans

You can borrow up to £1,000 for the 50 week loan

Repayment Method

An agent will collect the cash from your home

Speed To Payout

3 - 5 working days

Arrangement Fee

No Fee

Payment Holidays

None Available

Payout Method

Cash delivered to your home

Income Protection Available

No

Average Customer Review

Star Rating Star Rating Star Rating Star Rating Star Rating (9 customer reviews)

Loanfinder Ranking

274th for APR of 423 loans in the UK  (See Lender League Table By APR)
121st for Customer Satisfaction  (See Customer Reviews)

About Morses Club

Morses Club are a doorstep lender that operates throughout most of the UK. This means that once you have applied, a representative will be sent to your home to discuss the loan. They will assess your current situation to make sure that you can afford the repayments. The representative will normally decide to pay the cash out to you there and then or they may return to their manager for a second opinion. If they decide to lend the money to you they will let you know and return to your home within a couple of days with your cash. If they decide not to lend the money to you, they'll give you a call to let you know.

For example, first time customers are allowed to borrow £150 and this loan will be paid back at the rate of £7.50 for 34 weeks. You can apply by either completing their 'Quick Contact' form on their website or you can call them on 0870 908 7000. A representative will call you back within two days.

Only use this lender if it your last option and have no other way of getting finance. Doorstep lender representatives tend to work on commission of your repayments so if you do not make repayments on time, it can become a lot of hassle. They may even harass you at your home for the money. Please use caution if you decide to apply with this lender or any other type of doorstep lender.

Customer Reviews: The truth about Morses Club

Average Customer Review: Star Rating Star Rating Star Rating Star Rating Star Rating (9 customer reviews) Add your own review

Morses Club has an average rating of 2 out of 5 based on 9 user reviews.

The most favourable review

The most critical review

a accused of sumthink which ant u

Simon, Barnstaple

5 months ago

 
 
 
 
 
 price  
 
 
 
 
 
 simplicity  
 
 
 
 
 
 speed to payout  

I pay my loan everyweek but on thursday money went missing when my agent left after 5 hours she rang me saying 100pound was gone she left it r house but she didnt she is lying to us so everyone as a loan from these guys please do check with agent now cos they will back stab u in the back.

Avoid at all costs

Charlotte, Wakefield

2 months ago

 
 
 
 
 
 price  
 
 
 
 
 
 simplicity  
 
 
 
 
 
 speed to payout  

I applied for a loan with them 2 weeks ago, and still not heard off them. It state s on their website that you will get an answer in 48 hours. Well im still waiting. I have phoned them and all you get is excuses and that someone will phone back, but they never do. I eventually got them mobile number for them manager for my area, and even she was full...
Read full review >

Loan Review for Morses Club

No problems!

Mark jones, Preston

1 week ago

 
 
 
 
 
price
 
 
 
 
 
simplicity
 
 
 
 
 
speed to payout

I borrowed £150 recently and have been very happy with their service up to now. Their collector is a nice, well mannered guy. I got turned down by several other lenders before I discovered Morses. I'm glad I did!

Loan Review for Morses Club

misleading

Lisa, Peterborough

1 month ago

 
 
 
 
 
price
 
 
 
 
 
simplicity
 
 
 
 
 
speed to payout

applied a while ago and stillnot heard from them,load of rubbish

Loan Review for Morses Club

good lenders

Chantel, Peterlee

2 months ago

 
 
 
 
 
price
 
 
 
 
 
simplicity
 
 
 
 
 
speed to payout

I have been on with morses for a couple of years now after being declined by other lenders such as provident and greenwoods. Morses were the only ones who offered me a loan and the repayments are suitable to my needs for a 200 loan I pay 10 a week the agents I've had have always been nice and friendly and whenever I've needed to miss a payment they have always been fine about it as I make it up by paying double the following week. I've never had any problems morses being rude or claiming to have lost my money. Only thing that bothers me is when you are short of cash you can't just get a loan there and then your previous loan has to be down by half before u ask example 200 loan 310 for repayments loan must be down to 100 before you can get a top up and when you do ask you have to wait a week before getting it. Besides that though I would reccomend them

See all 9 reviews >

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Contact Details

Address

Morses Club Limited, Unit 2, Ball Mill Top, WR2 6LS

Telephone Number

0870 908 7000

Email Address

morsescustomerservice@morsesclub.com

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