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Mobile Quid

Mobile Quid

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(27 customer reviews) Submit review
Mobile Quid has an average rating of 1.8 out of 5 based on 27 user reviews

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Address
MQ 123 Ltd, 26 York Street, London, W1U 6PZ
Telephone
Text Only 88080
Email
[email protected]
 
 

Acceptance Criteria

You need:
  • You don't need a Direct Debit Facility just a debit card that you can make transactions with
  • You don't need to be employed specifically but you do need a regular income
  • You must be a UK resident
  • You must be over 18 years of age or older to apply
  • You must have a bank account
  • You must have a mobile phone number and an email address
  • You must have means to repay the loan on the agreed date
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Reviews
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Customer Reviews - The truth about Mobile Quid

Average Customer Review: Star RatingStar RatingStar RatingStar RatingStar Rating (27 customer reviews) Add your own review

Average Customer Review:
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(27 customer reviews)
Add your own review

The most favourable review

No problems at all

Samantha, Aberdeen
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Applied last month and went was accepted same day. An hour after being accepted the cash was in my account.

The most critical review

scammers!

Mrjojo, Macclesfield
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

just a broker all looks good until after you fill in your details then all hell is let loose emails txts phone calls all from payday loan companies you've never heard of. AVOID! AVOID! AVOID!

scammers!

Mrjojo, Macclesfield
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

just a broker all looks good until after you fill in your details then all hell is let loose emails txts phone calls all from payday loan companies you've never heard of. AVOID! AVOID! AVOID!

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Not a real site

Jb, London
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Not just a broker, a broker masquerading as a lender offering a text loan service. I did the 'quick two page application' and then it took me to another lenders site completely. Received four texts messages from different lenders using the same contact! All in the same format just with different web addresses. Already had one phone call and 7 emails also - I applied less than 10 minutes ago.Basically up front the site is very professional and they text you a pin and it seems like a normal loan site like txtloans... But then after that you fill in your info and it just takes you off to some other random site - you also can't log back in afterwards.

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Time wasting crooks

Lorri, Nottingham
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Don't even bother - just a front to get your personal info so they can sell it on. Swamped with spam texts and emails from the moment I applied. Vile company.

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DONT BOTHER WITH THESE COWBOYS

Jean guthzeit, Cleethorpes
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Your review "13 DAYS AGO" I applied and received the "loan in motion" statement but no funds yet and no reply to emails. Being a previous customer obviously means nothing. THIS LOT ARE A COMPLETE SHOWER!!

Note: You must be a customer of this company to submit a review

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Time Wasters

John, west midlands
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

As a long standing customer of this company I have had no reason to complain, unfortunately recent events have discouraged me from using them again.

I applied for a loan (already a customer so no checks required), got a text message and email confirming that monies would be transferred within a matter of minutes. All good so relaxed and got on with other things. Three hours later checked my bank account and no monies, so proceeded to email the company (no phone number). Was told that there was a maintenance issue and no customers were receiving money. Asked a number of further questions which didn't receive a response. Got a response this morning which didn't address any of my questions so I have just emailed again.

How are these companies allowed to operate when they charge ridIculous rates of interest and many are under investigation?

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Mobile Quid is a Scam!

Harry, Bister
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Blood suckers. Avoid like plague. They are scammers and took £300 from my account after fifteen days following the initial £100 loan. Will report them to FOS for sure.

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Shambles, crooks

Chris, London
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Saw the sign 'Cash in 15 mins'. Aplied, told on my new account that 'd be contacted very shortly should there be any problems. This was yesterday. Hate companies advertising something they clearly don't provide. Also clearly obvious that the first couple of reviews are blatantly from them bigging themselves up. Disgrace

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26th May 2012 Bull S

Tony, Pablo
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Tried to get a loan with these guys i got my code to login about 2 weeks ago, when i sign in all it says is congratulations. No one from the company has setup my account page or contacted me, some thinks not right with these guys. Hope this helps!

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absolute rubbish

Heidi, Ipswich
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

made application on thursday its now tuesday and still cross checking my details best not to deal with them at all

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avoid at all times

Fred recktaly, Suffolk
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Mobilequid is a reseller of all data you provide. Within 24 hours i received dozens of emails concerning same business model and others. Avoid this club and think of something else.

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slooooooooow

Daniel, London
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

usless been over a week now and all it says is "we are cross checking your details" sent a few emails to them and nothing back

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RUBBISH

Ali, Notts
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

APPLIED FOR IT LAST WEEKEND AND STILL SAYING WE ARE CROSS CHECKING YOUR APPLICATION LOL SENT 5-6 EMAILS STILL NO ANSWER TO NONE OF THEM SO PROBABLY A FAKE COMPANY BECAUSE DID THE SAME THING WITH DIFFERENT APPLICATION ON DIFFERENT PERSONS NAME.... AVOID IT TO SAVE TIME NOW IM HAPPY WITH TXTLOAN AS THEY PROVIDED ME THE CASH WITHIN 30 MINUTES :))

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No problems at all

Samantha, Aberdeen
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Applied last month and went was accepted same day. An hour after being accepted the cash was in my account.

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very long time mobile quid

Gemma mcginley, Bradford
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

there site boasts "cash just minutes away"
i applied monday, waited untill wednesday i then emailed them with no reply untill the next day i was told the could not get an answer on my work phone to verify my employment so i had to send bank statements , i sent them yesterday at around 14.00pm and i still dont have a reply today(friday) ..at 15.09 pm. very slow in making a decision the need for a loan has almost past me now maybe ill try txloan my friend said it took her 10 mins.... hmmmm

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DONT BOTHER

Secret, Secret
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

DONT BOTHER BEEN WAITING SINCE SAT TODAY IS MON GIVEN UP KNOW USED ANOTHER COMPANY
NOT WORTH ANY STAR RATINGS

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Incompetent

Miranda, Glasgow
3 years ago

 
 
 
 
 
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  speed to payout

I sent 9 messages via email and through their website and din't get a single reply. They're idiots.

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CLUELESS

Pete, Grimsby
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

USELESS. I waited 3 days and only after an e mail to them did I receive a reply. DONT BOTHER WITH THIS SHOWER.

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Bunch of thieves

Bob, London
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Their late charges are nothing short of thievery. Had a genuine reason for missing the payment (card stolen etc) but their customer service team couldn't give a toss. Would rather use a loan shark - at least you get to speak to them as they're shafting you.

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Mobilequid ID Fraud

Norman, Dibbleby
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

I received nasty collection letter from mobile quid debt collection of the loan I had never even taken. Tried to contact the lender directly but they just told me to deal with their debt collectors or otherwise this would have mark on my record. What should I do, I did not take a loan from these bloodsuckers. People could not even speak proper english in there. Luckily my bank has been sympathetic and they are investigating matters further. Can't understand how they managed allow someone else to borrow in my name and transfer the money into someone else's account. Watch this space, their ID fraud checking has some major flaws and I am sure there will be many more to come. I have also contacted police to investigate but mobile quid did not care. Just told me to pay back a loan to debt collectors without hearing me out first. I am so fed up with this ******** company.

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Flexible

Brad, Liverpool
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

Run late with my payment. Fortunately Mobilequid was flexible with re-payment plan. Thanks!

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Avoid charges!

Andy, London
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

Forgot to pay the loan on repayment date and a couple of days later 58 pounds had been added to my loan already. However they are one of the cheapest alternative if you only need £100 but I recommend not to take it if you cant pay back on time.

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Mobilequid is not even live, avoid like plaque!

Deans, Southampton
3 years ago

 
 
 
 
 
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  speed to payout

Mobilequid is a reseller of your data, avoid like plaque. I registered with them and started receiving offers from other lenders. They sell your details, avoid avoid avoid.

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Mobilequid does the trick

James, London
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

These guys deliver what they promise - cash in just 15 minutes. Neat design as well!

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It really is quick'n easy

Andreas, London
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I got my 100 in 10 minutes after I had signed up.

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They're easy to deal with

Noel
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I find MobileQuid convenient and easy to deal with and I've used them a few times when I needed some cash quickly to tide me over in that long week before payday. There are plenty of times of when they've helped me out.

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I was taking £100 out the wall shortly after!

Michelle, Leominster
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I didn't want to get into any expensive, lengthy loan arrangement and I needed the money in my account as soon as possible to satisfy both the bill collectors and my better half. So I signed up with my mobile and took £100 out of the wall shortly after.

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I ran out of cash on holiday and they helped me out

Anne
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I didn't have a huge amount of cash left in my account and payday wasn't until the next week, but I really wanted to try and get myself and the kids home, even if it meant travelling across the continent by road. Then I suddenly remembered about the loan service I'd signed up for and I found the number stored in my mobile. After texting them I received confirmation that the loan had been approved and the cash was in my account and ready to use really quickly.

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Loan Details
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Loan Details

Representative APR 36894%
Interest Rate 339% Fixed
Loan Amount £100 - £100
Repayment Period Minimum Term 1 day

Loan Amount £100 - up to 7 Days
Repayment Method Deducted from your debit card
Speed To Payout 2 hours if your bank has fast transfer

Otherwise, 3 working days
Arrangement Fee £5.50
Payment Holidays None Available
Payout Method Transferred into your bank account via Faster Payment System
Representative APR 36894%
Interest Rate 339% Fixed
Loan Amount £100 - £100
Repayment Period Minimum Term 1 day

Loan Amount £100 - up to 7 Days
Repayment Method Deducted from your debit card
Speed To Payout 2 hours if your bank has fast transfer

Otherwise, 3 working days
Arrangement Fee £5.50
Payment Holidays None Available
Payout Method Transferred into your bank account via Faster Payment System
Representative Example
Representative example: based on £100 over 1 day, a single repayment of £101.63, total amount repayable £101.63. Fixed interest rate of 339% p/annum. Representative APR 36894%. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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About Mobile Quid
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About Mobile Quid

Mobile Quid is a lender that specialises in loans for £100 over a 7 day period. The aim of Mobile Quid is to offer small value loans that are easy and quick to access, they aim to get you your funds within two hours of applying. You can also reapply as many times as you like as long as you pay back your previous loans with them on time. The cost for the credit works out at that you will pay £112 when borrowing £100 over a 7 day period.

The application process is fairly simple. You have to first complete a one-off sign up form which can be found on their website, they will ask for your personal details at this stage such as: income details, address details and bank details etc. You may need to send them copies of your bank statements from the last 3 months. Once you are registered you need to send a text with your PIN number (will have been sent to your email) to 88080. Once this text is sent, you will get access to your credit agreement which you will need to sign. When you are accepted, they will notify you via email and text message and the funds will be transferred instantly.

This is a pretty unique company. Once you are registered with them you can apply for as many £100 loans as you like, you can only have one at a time but if you repay it on time, then all you need to do to get another £100 is send a text, then within minutes you will have it in your account.

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