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Lending Stream

Lending Stream

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(291 customer reviews) Submit review
Lending Stream has an average rating of 3.5 out of 5 based on 291 user reviews

Visit lender's website
Address
Wisteria Camrose House, 2A Camrose Avenue, Edgware, HA8 6EG
Telephone
0203 564 7028
Email
[email protected]
 
 

Acceptance Criteria

You need:
  • You do not need to have been a UK resident for any specified length of time
  • You may not need to provide any documents, they will inform you when they receive your application
  • You must be 18 years of age or older to apply
  • You must be working full time or part time earning £400 per month
  • You need to have a bank account with a debit card
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Reviews
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Customer Reviews - The truth about Lending Stream

Average Customer Review: Star RatingStar RatingStar RatingStar RatingStar Rating (291 customer reviews) Add your own review

Average Customer Review:
Star RatingStar RatingStar RatingStar RatingStar Rating
(291 customer reviews)
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The most favourable review

great service

James, Portsmouth
3 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

best service for payday loans i have used. very quick and efficient

The most critical review

they are a Scam

Moira urquhart, Perth
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Best payday loan I've had

Dean , Swindon
2 weeks ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I found this the easiest and most reliable payday loan I've had only took a few minutes to apply and just a few more to have the money enter my account best thing I like is that I don't need to pay back on the first month like most payday loans all though it's better too still im a happy customer

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bad experience all round

Marie, Ashford
2 weeks ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I applied for a short term loan, was told application was almost complete and to wait for confirmation. Heard nothing so did live chat the following day and apparently there was no sign of my application but mome ts later received a phone call with an obnoxious girl who asked for my details again and then said I would have to send details through in the post. Still waiting for loan. Terrible customer service

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great service

James, Portsmouth
3 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

best service for payday loans i have used. very quick and efficient

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Excellent Service

Graham john tickner, Bracknell
3 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

An easy application system with a very fast payout. Perfect for the unexpected financial emergencies.

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APR

Mary ward, Dorking
8 months ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

APR is among the highest of all the pay day loans tut tut. So i will not be renewing a loan with them.

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Good service

Graham, Ramsey
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

OK yes, APR is excessive. The ability to repay over time is a plus over other payday lenders and can always repay early. Never had a problem in the past and hope this continues!

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they are a Scam

Moira urquhart, Perth
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

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Straight forward

Marie, Buckinghamshire
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Lending Stream are extremely efficient, providing short term loans that can be paid back early. The application is straight forward and the pay out prompt. Although quite expensive, you do have the opportunity to settle early and save money. Lending stream have helped me out when I've been in a pickle towards the end of the month. I've never missed a payment and can honestly say I find them easy to deal with.

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Easy to understand

Sarah williams, Lincoln
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

Simple, easy and very quick, have used this company a number of times, no problems with regular payments or making early payments, I don't expect them to manage my money , but they are very helpful.

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Great

Charlotte, Droitwich
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

Excellent process quick payout 24/7 being anole to top up as and when is great and spreading cost over 6 months is very helpful.

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Excellent service

Michael jackson, Hemsworth
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Simplicity in an emergency. No headaches or worries. Even when situation occurs . The customer service are there to help. Although the interest rates are high it's a lot better to spread the cost over 6 months. I would recommend Lending Stream to anyone as an emergency measure. As long as they can afford it.

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Don't be fooled

Miss p, Birmingham
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

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Amazing

Kevin, Bridgend
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Amazing company. Yes it is a little pricey but very quick.

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Super Speed

Anthony ibe, London
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

Just like to say that Lendingstream has so much improved its service, the speed you receive your funds is truely amazing, and it's easy to complete the application

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Easy but high interest

Bev, London
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
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I've been using lending stream for a while and the speed ease and service is excellent. Obviously the interest rates are high but let's face it if we could get main stream lenders we would. These are last resort lenders so I can't complain about the interest. They have gotten me out of some very tight financial spots since I was made redundant. When I got a new job I had to catch up on payments fast so using lending stream as and when I need them is brilliant. Customer service are not bad and paying back early was a piece of cake. They actively encourage you to pay early if you can. The text or email reminder service is good as it makes sure I budget the payments in and am never caught unawares by a payment I may have forgotten. So in summary, not cheap but when needed getting money is easy.

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quick and easy

Ian, Falkirk
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
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thankyou!

Lee, Sheffield
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Brilliant fast no hassle transfers, been accepted every time, thank you lending stream!

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Excellent very happy

Claire healey, Rossendale
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

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Very Expensive!

Reuben, Inverness
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

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Helpfull

Pmy, St albans
9 months ago

 
 
 
 
 
  price
 
 
 
 
 
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what sue honestly thinks of lending stream

Miss susan mewett, Worthing
10 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

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Another company targeting vulnerable

Pete, Manchester
10 months ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

Please dont bother with these, no matter how desperate there is better ways.It sounds tempting with the length of the loans but the total payback is ridiculous, and miss a payment and they charge you 200% of the amount missed, despite me changing jobs and informing them in advance and after emails were ignored no clemency is ever given or good will gestures, it cost me much more in ridiculous charges. The staff in some overseas call centre are like robots, I told them it equated to working for the Nazis to me

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Quick efficient

Karen, Ilford
10 months ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

Used for a while, quick payout. Affordable monthly repayments and opportunity to pay back early if you want to

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excellent service

Mr hewitt, Peterborough
10 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
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A very fast application process especially once a proven customer. Also opportunity to pay off loan early saving a lot of money. All round good loan provider. Would recommend! !

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getting better

Gav, Rochdale
10 months ago

 
 
 
 
 
  price
 
 
 
 
 
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used for a couple of years now, service has got better n simpler, greatfull for the use of lending.

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so easy and fast

Len, Liverpool
10 months ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

it is so easy ,fast efficient,a perfect service,no worries and simple to understand,

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Easy and fast

Liam, Glasgow
11 months ago

 
 
 
 
 
  price
 
 
 
 
 
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Bit more expensive than other lenders but easy to you and weekly instalments make it easier to manage. Defo recommend!

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PRICY... BUT SIMPLE AND STRAIGHT FORWARD

Luke, Derbyshire
11 months ago

 
 
 
 
 
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I have used lending stream for a couple of loans and it is so much easier being able to pay back over 6 months. I do try to pay back early to save on interest as it can be quite expensive for a loan, however, i have never had a bad experience and what you see is what you get. Customer service staff are difficult to understand but they are friendly and helpful. Overall i would recommend this company than any other payday loans such as wonga, quickquid etc... The money is also deposited into my account within 5 mins ready to withdraw :)

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Very efficient service, thanks guys

Mark, Guildford
11 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
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Efficient payout

Lisa, Fife
11 months ago

 
 
 
 
 
  price
 
 
 
 
 
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Nothing But Praise

Nick collins, Gosport
11 months ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

I have nothing but praise for lending stream. Everything is so easy.

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Lending stream

Craig, Birkenhead
11 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have used lending stream on more than one occasion.They may have a high interest rate, but thats no exception than any other payday loan site. the good thing is you can pay monthly over 6 months, OR simply pay it off any time before that.Very much recommended. and doesnt leave you skint like wonga!

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my experience

Mr sd menzies, Woking
11 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

i was looking at a horrible christmas with limited finances.i couldnt afford to pay back the interest on payday loans.but i already had a lending stream loan,and liked the way that i could apply for another loan and pay over six months making it affordable. giving me the extra cash i needed to get through the festive period without leaving me with the worry about how i was going to get through the next month.thank you very much for being there when i needed the help.

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DO NOT USE

Nikkie, Swindon
11 months ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

This company is so expensive. You do not realise just how much you are paying back until after you have taken out the loan. They make it really difficult to pay your loan back early.Worst of all they contunually text, over and over again, at all times of day and night, and I can't stop them! Just dreadful!

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Quick

S britton, Bridgwater
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

A quick application, response prompt and happy customer

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Good service

David, Brighton
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Only problem I have encountered is sometimes they say they can lend via text then say no via email, other than that, cannot fault the service, repayment details are clear, overall a good service.

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Great service; so fast

Ilona jermolajeva, London
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

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Excellent service

Penny gibbs, Walsall
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

It would not be easier and the staff are extremely helpful I have recommended Lending Stream to some of my friends and work colleagues. Very impressed with the excellent service

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so helpful

J tiller, Rainham
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

i am very impressed with your service is has helped me out when i have needed you with no problems have recommended you website to my friends once again thank you

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Simple :)

Vicky yeats, Crediton
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

Easy, quick loan for the times when you are struggling. Easy to pay off early. Highly recommend.

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Poor customer service

Anthony pidgeon, St albans
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have made a complaint but LS could not be bothered to reply.They had quite a lot of money off me and treat me like a number! They offered me a loan and the on the 11.59min due to a digit error on sort code withheld funds and cancelled loan acceptance even after everything had been signed! Then when i reapplied they said no. Some service.

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DO NOT USE LENDING STREAM

Aaron, Basildon
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

They are disgusting how they promise repayment plans and the very next morning your getti default fee's after phoning then continuously they just don't listen to anything even if you pay them! DO NOT USE they're the worst loan company I've ever used!

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Ripped Off

Paula, Leicester
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

My experience with Lending Stream has always been a good one. However, I recently became unemployed and they 'froze' my account for a month. Unbeknown to me, after the month was up, they deducted the entire amount from my bank account, without my consent or knowledge. This is my JSA money and I had no idea they could do this. I am now left with 0 balance in my bank account which I was hoping to buy groceries with. I now have no food, no money and they refuse to reimburse me. Be warned people. I will never do business with them again as they lie and are completely unethical. I bet this post will not even go out!

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Help in a flash

Lee elston, Exeter
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

LS is a reliable port of call when I need cash fast.The application process is simple,fees and payment plan clear and payout almost immediate.Good customer service.

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extortionate

Kim otoole, Manchester
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

As I cannot get credit else where I found this site and as it mentioned you could pay back within 6 months I thought this a better idea than a one month loan. I only borrowed £150.00 and when I was accepted I thought great but I then logged in to my account and seen the repayments I just died my first payment was 54.00 the 2nd 90.00 the 3rd 60.00 4th 52.00 and so on so in total I was paying nearly £400.00 back. this cannot be right

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Not helpful

Shantell, London
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have been using LS for a while. They are very good at paying out but when you need to set up a payment plan they really are the must unhelpful company. You tell them what you can afford but they don't accept it so they are initially setting you up to fail on your first payment. The maximum they give is 7 months, which is ridiculous other PDL's give you what you can afford to pay back weather 1, 2 or 3 years.

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Quick and Easy :)

Shanna, Walsall
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I found Lending Stream to be very easy and straightforward and was happy to know my payment was spread out over 6 months so i could afford to pay back a little amount each month. Interest is high but i would still recommend.

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Thankyou you have been A1

Deborah, Portsmouth
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I wouldnt of none what to do if i didnt get to borrow at the time i wanted help, bit high on Interest but no one else was there to help so i want to say a big Thankyou to lendingstream and i would recommend it to anyone :)

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fair service

Merlin , Doncaster
1 year ago

 
 
 
 
 
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Your review must be based on your own experiences, be factually correct and represent your honest opinion. By submitting this review, you confirm that you understand it is illegal in the UK to write a review about your own business, or to write a review that is false.

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Quick, efficient service

Jon, Manchester
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Using LS is quick and easy, no messing around providing countless bits of information - I don't use them frequently but on the odd occasion I need the finance it is here...would be nice to get a cheaper rate for returning customers who pay on time though :)

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they are the best

Nyima jatta , Leeds
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Am happy i found lending stream they help me when i was in need of money!!!

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Slick transaction

Scott craig, Glasgow
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I found the whole process simple and quick, and the payments are affordable.

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Quick and easy

Tony, Manchester
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Your review must be based on your own experiences, be factually correct and represent your honest opinion. By submitting this review, you confirm that you understand it is illegal in the UK to write a review about your own business, or to write a review that is false.

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SO EASY TO USE

Fiona, London
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have used Lendingstream a few times, when I've needed extra cash. I have never had any problems with them and they're so easy to use, and if you wish to avoid any high interests added - you can easily make an early payment!

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Fabulous

Joanne dale, Northampton
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have used Lending Stream on 4 ocassions now. They are very easy and simple to deal with, and also easy to contact should you have any problems. Thank you Lending Steam, keep it up.

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Services

Connor, Scunhtorpe
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I found the services provided simple and easy to use, when i was overdue on my first payment there wasn't any difficulty contacting someone to arrange a payment plan and manage my money better. The services were quick to proceed and quick to make the transaction.

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Avoid at all costs

Ian, Newton aycliffe
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

wanted to pay off over one month ended up taking money over 4 months and charging £130 interest and admin fees for 65 pounds there are loads of better lenders out there

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STAY AWAY

John mcbumton, Maidstone
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

These guys are a rip off! I have used a few similar services from other companies who are a lot cheaper and more professional! I also read in the paper that these guys have been known to accidentally overcharge frequently! STAY AWAY!

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DONT TRUST THEM

Dave loanson, Sevenoaks
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I had one loan from them and have not stopped receiving daily texts since, they never stop texting you, ringing you and trying to make you get a new loan - EVERY DAY! AVOID!

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a company you can trust

Dawn m, Widnes
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

a company you can trust

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Good alround service

Leanne mcfarlane, Wigan
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have been a customer of the company almost a year now and have found my overall experience to have been a good one, on myfirst loan i did have to wait longer than 15-30mins for my first loan to go into my account it was more like a day and it was a little wrong that i was still chraged the £15 fee but i never persued the matter so that was my fault. I love the fact that you get the option of payback times and you always get a text or email when your payment is due. Its totally loans made simple i would definatley recommend them to everyone

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best small loan service ever

Mr x, Northants
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

i love it, because i don't have to pay back by one off payment. It makes this company much better then the payday loans. I used the service many times and when i need i will use it again :)

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good

Michelle grant, Renfrew
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have used them a few times - so easy to fill in

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Happy with the service

Mrs jean redfern, Doncaster
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Happy with the service

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I'd use lending stream again and recomend them to friends

Martin howard, Swansea
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have had good service from day 1 the only issue i did have was i paid extra for the express payment and dident get the money until the next day, but other than that no complaints.

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Some good points and some bad

John, London
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I use Lending Stream for loans, have been since last year, on the whole they've been fine but have to say their website is in a bad way and has been ever since I've been using them which is a good 4 - 6 months now, the first time I applied for a loan last year it crashed and lost my details. I don't know what went on before to cause this, maybe it's been hacked or something like that??, since then I've tried to pay them back early a few times on further top up loans but it kept invalidating the payment for no reason, rang them up and the same exact payment details went through fine so it's definitely their website that has a malfunction somewhere.Sent a message to their technical department whom got back to me (eventually) to say the problems had been resolved but it hadn't been resolved at all , I tried to pay early again and there was the same problem, so now I just wait for them to take the payments when they're due, some of their call center staff or whatever they are can be a bit shirty at times, one Indian sounding lady I spoke to when I rang up to pay a bit off early (again because their website rejected the payment) said 'why do you want to pay this now??....are you saying you won't have the funds on your payday is that it??' but others are more friendly and helpful so it's a mixed bag really.The best thing about Lending Stream is that they do installment loans payable over 6 months as opposed to one month payday loans which I find too pressurizing trying to make sure the funds are in my account for the full repayment, I think a lot more payday loan companies should go down this route, it's much more reasonable than expecting people to payback the whole lot in one go within 4 or 5 weeks, so on the whole, despite the website issues and a few rude phone operators, Lending Stream are amongst the best kinds of website lenders.

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Terrible unprofessional service.

Emma, Buntingford
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I tried to pay these guys back over a month ago and I was sending them e-mails trying to pay it as my log in was not working. They could not find my account. However, they sent me regular texts. Now I am being hounded by them for payment when I no longer have the funds. They still have not got back to 3/5 of my e-mails. I am no longer employed so cannot afford it and have had to borrow the money from elsewhere. I am shocked that people dealing with money can be so useless.

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very happy

Joanne scott, Norwich
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

i use lending stream a lot and only pay back what i can afford each morth i would tell friends and family about it as it like 5 morth and all payed off it really good i nealy done one loan and it feel really good always there when u need them would use again if need it

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Chris w, Essex
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Dreadful unprofessional outfit.

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don't be fooled

Totally scammed, Nc
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

allowed them to take a processing fee off my card and never heard from them again. Reported them to the FTC, filed a police report and asked that they place my money back on my card, they quit answering my calls, that's when I reported them to all 3 credit bureaus, the BBB, the FTC, and my local police and filed a fraud complaint with my card-they ask for all your personal info, in good faith it's given only to be jilted!!!!

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I AM A HAPPY CUSTOMER

Mat, Blackburn
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

This is the second time I have used this company and as of yet no problems. Quick and simple to apply and you have the option of getting the money in your account within 10mins. Paying back in instalments is a lot easier than trying to find all the money on 1 payback date as other things arise that cost money. I may be one of the lucky ones that still gets paid weekly so the money has already gone out of my account before I can spend it. Will defo use again in future.

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I am a Happy Customer

Allexmarie, Ramsgate
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I would be happy to use this company again and again. Applying for a loan was fast and efficient, and they are responsible lenders ensuring you are able to pay back that which you have borrowed. I have used this company in the past when unforeseen circumstances have arisen .. and I would happily use them again. Staff are polite and very helpful.

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AVOID AT ALL COST!!

James taylor, Reading
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Try and avoid using Lending Stream at all cost, they change the payment date without telling you even when you have told them when you get paid causing the bank to bounce their request for payment and Lending Stream charging you £10 for missed payment, they also charged me 2 months additional interest which they admitted was wrongly charged after I questioned it.LOAN SHARKS with a flashy web site but not quite as bad as Welcome Finance!!

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KEEP CLEAR

Fred, Your town
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Worst company ive evr used. I borrowed only £100 and so far have paid them £350 and apparently I still owe them £140. they harass you every day and leave about 30 voicemail messages daily. They attempt to suck money out of your account every day. I havent bought anything for the last 4 months as the second i get paid it all goes to lending stream. I havent been able to buy medicine or food as it all goes to them. EVIL company. Please please stay away I beg you. The purpose i write tjhis is to save you months of hassle

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AVOID THIS LIKE THE PLAGUE!!

Nearly became a victim, Wiltshire
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Saw the advert on FaceBook

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DONT USE THIS COMPANY USE ANOTHER

John, Bolton
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

DO NOT USE THIS COMPANY FOR A PAYDAY LOAN..... THEY WILL EMPTY YOUR BANK ACCOUNT WHEN YOU LEAST EXPECT IT...... THEY ARE A RIP OFF...... BORROW IT FROM A FRIEND AND SWALLOW YOUR PRIDE

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Very expensive

Firdos bulsara, Manchester
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Although paying over a period of time is good, the interest rate is phenomenal and it would be a perfect loan if they charged a reasonable amount of interest instead of an extortionate amount, Their interest charges are quite disgraceful.

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Good!

S smith, Southampton
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have used them twice to borrow a small amount in an emergency - quick simple and about as reasonable in interest as you will get with a loan like this. You can pay back early, which I have done. I would recommend them but ONLY for small amounts.

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Simple Fast And always there

Alex, Norfolk
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

So i have 1.25 in my bank.... I have 1.00 left on electric, and pay day 5 days away....Its sunday and i need milk and bread for lunch boxs.A couple of clicks and within 10 mins my account is credited.Excellent, everything in black and white, so i know what i have got to pay and when.Excellent lender!

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Annoying people

Anthony ejsden, Darwen
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I've had a few loans with various companies and this one wont leave me alone, its text after text that i don't want and every time i ring them they say they'll stop and never do. DON'T USE THIS COMPANY!!!!!!!!!! EVER!!!!!!!!! Also loan rates are higher than competitors

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Absolute Crooks

James borune, London
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Absolutely Rubbish!!! I took out a loan with them with my payday being a week later. No problem for them... They still added on a months worth of interest!!! Absolute Crooks.Stick To Wonga or QuickQuid if you want a loan like this. They are far more transparent and you can pay back early.

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Fraud

John, Essex
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Like many reports I had my identity stolen and lending stream made numerous loans to the fraudsters, tried to take my money and are now sending me default notices. The loan applications were clearly fraudulant, date of birth and time address not even close and they continued with the loans. Written, called, posted many times and no communication so far, please beware, this company is not to be trusted.

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Happy :)

Kebab, Highlands
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Fast, simple and over a 6 month period making it easier to manage with the added bonus of being able to payback quicker to save on interest!!

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Poor

Darren, London
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I filled in everything, then got a call from someone telling me i needed to do it again. all to much hassle so just cancelled in the end....

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OK but...

Stu, Walthamstow
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I had no problems with the loan per se (obviously if you need a loan at a massive interest rate), but ever since taking it out I have been bombarded almost daily with marketing texts from them asking me to take out further loans. I have looked on their website but I can find no way of opting out of these texts.

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No Worries

Richard, Shaftesbury
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Hi, I have read a few of the less than happy customer reports on these guys, and all I can say is that my expierience has been seemless, no worries. I would like to say to the people that appear to have had a less than happy time, you knew the deal when you signed up dudes!Thank you Loan Finder, you have really got me out of a hole.

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good one !!

Sree bandaru, Sheffield
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Helps in time of need even though the charges are a bit high..!!!

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Unsatified

Bridget, Birmingham
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I applied for a loan with lending stream online and was told that my card could not validate, yet there was an instant £1 charge. I ran them spoke with customer service rep and was told that card had not validated, so tried on telephone with them same thing happened and once again my was charge £1.00 this happened several times, and each time Lending Stream informs me that my card did not validate. Has anyone else had a similar problem?

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ROBBERS

Massimo merola, Swindon
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Well my terrible experince with LENDING STREAM was very unplesant and i would not in any circumstances recomend this company to anyone at all .... STEER CLEAR FROM THEM THEY ARE A BUNCH OF ROBBERS

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Stay away

Rc, Windsor
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Just not worth it. Expensive, poor communication, zero customer service, difficult to understand amounts that they take from your bank. Go anywhere else but here and Speed Credit, who are even worse.

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Documents

Rosemaey, Buckinghamshire
1 year ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Was very unhappy that I had been accepted for a loan signed the agreement and given my debit card details and then they ask for bank statements I do paperless on line banking so a complete waste of my time

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Documents

Oscar, London
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

why charging £15 for fast payment while they have to ask you to provide documents before transfering funds

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helpful

Astra , Windsor
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

i like that they allow you to pay it back over a six month period instead of all at once which helps me budget for everything because you know how much you have to pay back each month. i feel very comfortable doing business with them.

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Happy

Happy, Edinburgh
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Even though i have poor credit, I was still approved and got the cash instantly!

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helpful

[email protected], London
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

helped me out when i needed cash quickly, i know it costs a bit , but what do you expect , very pleased

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Quick and Easy

Jodie, Sheffield
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Quick and easy, Interest a bit high but getting accepted with poor credit history helps. Thanks

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Narrowly avoided

Andrew, Worksop
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I went through the application process and had my loan accepted. For the next two days I was unable to get hold of anyone via either phone or email to find out the status of my loan, even though I'd elected to receive my loan through faster transfer and thus paying an extra £15. When they finally replied to my emails they lied saying they'd tried to contact me - they obviously hadn't - and I asked to cancel the loan. I dread to think what would've happened if I'd have got the loan and needed to contact them.

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Cant get in touch

S a walker, Essex
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Since signing up to LendingStream I have got through to them once by phone, was promised a callback to complete the rest of my loan application but nothing has changed, new day calling from 8 AM still no answer at all and no response to my emails. The worst bit is the automative service that cuts you off after 8 minutes apologizing in the process - quite pointless if you ask me. Until now I've spent 16 pound extra on the "we're here 24/7" 0845 number and that's just waiting for someone to pick up the phone. Sorry LendingStream but you must be one of the worst.

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Better solution than PAYDAY Loans!!!

Ms wanda prus, Felixstowe
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Great service both online and on phone! Easy and quick approval. BUT even better was the opportunity to pay it back over longer period of time than PAYDAY Loans! Highly recommended

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Approved with Bad Credit history

John
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Your review
Very easy and straight forward to use. Accepted even though rebuilding credit history. Able to do it all online and took less than 10 mins in total. There is a option to take longer to pay but will pay in first month as it works out cheaper.

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Well satisfied.

John p, North
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Very well impressed , a couple of hiccups when they didn't take the payment when money was in the bank . This was easily ironed out with a call to customer service , who were very apologetic .

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money in minutes.

Emelia aggrey
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I was really stuck n didn't know wat to da I went online and saw the link when I applied they were very amazing I like their services its really quick.

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mrs collins

Michelle
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

simple easy to follow process

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Nice

A e mac, Lancs
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

quick easy and forward... simple to get a loan and gives you the 4 month repayment option...

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Easy payments

Shaun
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Interest is quite high but being able to pay over 6 months really helps instead of all at once, plus I was accepted with very poor credit!!

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Overall Good Service

Amanda, cheshire
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Quick, easy and amount is more than manageable.

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Amazing Service

Nicola, Halstead
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Your review - Amazing service, very easy application. Thank you

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Excellent service

Sergey
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Very easy and wihout any problems can apply online.

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Painless repayments

Paul hollingum
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Your review
By spreading the repayments over 24 weeks you have no large repayment to find from one weeks wages and therefor does not create a problem to repay. There sevice is quick and easy to understand and the APR is one of the lowest for this type of loan.

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Identity Theft

Anom
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Similar to another reviewer I have recently been a victim of identity theft. But despite having a marker on my details to protect this happening again, this company lent to a criminal using my details regardless. This was 3 months ago apparently but the first I know about it is when I get a default note through today. Not impressed.

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Not Bad

Firdos
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Well I have now borrowed twice and this is my third time. I like the fact they offer 6 months flexibility, but the interest rate is so high, my friends have gone for pay day loans due the interest rate. Higher than most. I have had issues with customer service, more a language problem and sometimes the phone just cuts you off. But they took out what they stated they would. Overall if your in a bad situation and normal lenders will not give you loans, then use Lending Stream. At least you know where you stand.

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totally puzzled

Isobel
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have used LS for a year now generally quick payout & problem free apart from spreading the repayments over 6 months or so, however one can clear the loan early online which may I add have done a number of times, what I am puzzled about is I have never missed any payments, always paid on time & been a good loyal customer yet when I re applied recently I was refused, I phoned spoke to a lady who didn't understand a word I said unable to complete the application online it kept blocking me, then a message appeared informing me their lending criteria had changed try again in 30 days time ... mmm excuse me I require the funds now !!! I found another lender obtained the funds immeditaely .. isn't that a charming way to reward customer loyalty my advice is STAY WELL CLEAR .. :o((

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michelle's response to Isobel's review

1 year ago

i also have used LS twice now had two loans with them with no problems at all paid them back on both loans with in two weeks of having them. thats what i call being a loyal customer. yet when i applied again recently i was refused. dont know why be aware.

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Even people who work in financial services find it hard to make ends meet sometimes

A mccarthy
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Working in the industry, some would say I should be able to make ends meet. As a single mother of 5 (4 grown-up) and 1 at school) working full time and a mortgage to pay, I was faced with my second daughter's panic when her student loan was approved but her bank account was not. "How am I going to pay my accommodation deposit mum, I've got not bank account to have my loan paid into". The only option was for mum to pay. Well, paying a mortgage and all the bills that go with running a household meant that I just didn't have the spare cash.
This is where Lending Stream's fast and efficient service saved the day.
Thank you very much for making my daughters first days of university life less fraught with difficulty.

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Criminal

Stefan richards
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

They didnt take out my money on the agreed date, and decided to take it out over 4 monthly installment which i did not agree too.
i am now in debt to lendingstream.
I never thought i'd be a payday loan idiot but apparently the one time i thought it was alright, i get the unlucky side of things,
let's see how bad this gets.

THANK YOU LENDING STREAM, 5 STARS!!!!!

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terrible service

Julie
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Lending stream do not reply to e-mails, they delibratley won't respond so they can add daily interest on your loan, they read from scripts and do not listen nor understand the situation you are in. They are an american company, I think, with this in ind they feel if they act like they don't know British law then its OK! Its a company which makes the old loan sharks of yester year look like tooth fairies! I am taking this now to the office of fair trading. I really want to pay my debt to these people but they make it impossible by not co-operating and adding charges everyday. criminal.

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Nightmare

Julie
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have had a nightmare with this company, wish i hadnt bothered contacting them. From the start the staff were like robots and no matter what I asked them they just kept asking me the same questions... Scripts??!!
I have asked them to stop calling and even emailed a complaint to them but they have neither acknowledged my complaint and the idiots just keep phoning and texting me!!

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Legalised Robbery

Tj
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Shocking... Avoid, Avoid, Avoid.... Customer service is paramount... without customers there will be no business.... look after your customers.. but they don't. A change is coming.... Karma.. What goes around comes around... be glad when its all over and i have paid them back.... never trust... they don't care... Stay broke.... Dont bother to send them an email, it just gets trashed, never ever again... i paid back every month without fail.. and they would not even give me access to my account on there website.. sent 20 or more emails asking to view my account but no reply... Is that customer service or not?
Days are numbered...

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Good Pay day loan but "poor customer service"

Ejaz
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I Think its very quick way to barrow and easy to pay back. Lending stream might be the best payday loan.However once i call them and the guy on other side was not able to understand me and was no help provided i mean customer service is very very poor.

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Lending Stream - best of the bunch?

Ita
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I think this is the best and fairest payday loan company by far. The paperwork is easy to understand, they pay out quickly and give you up to 6 months to repay, but don't penalise for early repayment. Also, show their address and phone number which gives some comfort in this crazy world. I can't give more than 3 stars for price because all such short-term loans are hideously expensive, but if you need the service it's excellent.

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Weekly Repayments

Calum roney
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Paying my loan of weekly is so easy and not as much a burden of making sure there's money in my account at the end of a month

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Very easy

Sergey b, Liverpool
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

It's very easy and quick to apply.I recommend Lending-Stream for all people when really need some emergency cash.

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Fast credit and excellent service

Anonymous, Hounslow
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

LendingStream helped me at two critical situations when I needed the money desparately to pay for some urgent need. Fast credit and excellent service.

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Quick & Easy

Kat
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Your review
I have used Lending Stream twice and have found their service to be quick and easy. Especially the fact that you can pay back early and or in installments. I would recommend them.
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Like this service

Tariq, Birmingham
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Such a great company but price is bit high

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Slow with existing customers and poor services

Henry brownley, Hemel hempstead
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Slow to process existing customer applications and very high interest. I pay the loans back in full every month and take out a new and have to go through a lot every month to process the loan and the customer service is very, very poor. They also send me an email after repaying the loan saying I will get discounts and faster loan processing, well after 6 successful loans with them, it's still the same - I have brought it up with them, but they do not attempt to make a change so yeah, I'm only here for the MONEY and hope to sort my finances out soon to avoid these companies!!!

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Fantastic company

George
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Lending Stream really helped me when i needed it most. The forms are quick and easy to fill in and for a small additional fee i had the money within the hour. Thanks lending stream

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Here for the People in Need

Neil fitzpatrick, Glasgow
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Im Happy for the Service they Provide

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Take random amounts on top of agreed amounts on payday. Beward

Shaun, Northumberland
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I'd taken a loan with this lot and the first few payments came out no problem, the service seems quick and the repayment schedules are easy to follow.

First complaint is "top up" loans they offer. You WILL get credit scored on EVERY top up loan you take out (this may be in the terms and conditions, but it's not made obvious when you take them out)

Now, last month I had FOUR payments due out for four agreements (the original loan and three "topups". Everything went through, fine I thought - until two days after the amounts were paid I try to draw out £10 from the cash point. Declined. Insufficient funds.

I logged on to my internet banking to find that the four payments that had been made, as agreed, were listed on my statement, along with TWO other payments to Lending Stream, the totals over £300. The payments did not reflect any agreed payments I had expected to leave the account, but more importantly, my account was now £140 overdrawn, fees levied (thanks HSBC) and bills unpaid.

I rang, immediately after finding out these two "random" payments had been collected. The call center were less than helpful and kept repeating the four payments I'd agreed to pay had been paid, and what was the problem? Took over 10 minutes to get the bloke to realise that not what I was ringing about, it was the £300 additional dosh they had taken that I was querying! He said someone would look into it and ring me back (its Monday now, this was last Wednesday, no phone calls.)

I managed to get HSBC to reverse the two transactions which has freed up the money.

I've emailed every email address they have three times now, with no response.

Avoid at all costs, simply put.

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Easy to use

Lindsey t, Brighton
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Found this really easy to use and quick if you need money in a hurry this is highly recommended high interest rate but to be honest when you need money quickly you dont mind paying that bit extra.

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Please avoid at ALL cost!

Mike, Bristol
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have used many payday lenders in the past and have had a very positive relationship with all of them, even when things have gone wrong but this shower really take the biscuit. I applied for a loan of £300 on 12 June, repayable over a 6 month period, with a total amount repayable of £630 over the duration. However, my finances took a turn for the better and I decided to repay the loan early. I tried to repay the amount on line and it failed 4 times, even though there were more than sufficient funds in my account. I sent an email asking if they could provide me with a settlement amount and they said that they would be in contact after I sent the email. By 4pm the following day I had heard nothing back, no phone call or email.

I then decided to call them and this is when the headbanging began. I really don't know where they source their call centre staff from, but they really could do with employing some who can grasp basic English. I know the staff are only trying their best, but surely Lending Stream should demand a minimum basic standard. After explaining that I wished to repay the loan early (bearing in mind I had only had it for 12 days), I was amazed to be told that in addition to the £78.50 I already paid on my first instalment, I would be required to pay the balance of what it would have been had I taken the full 6 months to pay the loan back, which was a further £551.50!!! So to put it plainly, Lending Stream wanted £330 of interest for a £300 loan for 12 days. To work the APR out on a calculator for that would probably make the damn thing explode!

I was then told that in addition to the £78.50 I had already paid, it would in fact only be a further £277.08 I would need to repay. They were still making a profit of roughly £50 out of me for a loan for 12 days for £300. Nice work if you can get it. Now came the fun part. I asked them to deduct the £277.08 from my debit card, the same debit card they used to claim the first instalment of £78.50 without any problem. The operative then garbled that she could not take payment as there weren't sufficient funds in my account. I had just checked my internet banking and thet could have claimed 4 times this amount and it would have authorised. I contacted my bank, Halifax, and they stated that nobody had tried to collect funds. I then rang Lending Stream back and they said it still wouldn't authorise. By this point, many people may have chosen to just give up and the interest would keep stacking day by day, but not me! I took the operator aback when I asked for their bank account number and sort code and that I would do a bank transfer via faster payments on the internet and, quelle surprise!, the loan was cleared an hour later.

On the whole, I find communication (and COMMUNICATING!) with Lending Stream extremely poor. Although they say their loans are responsible and fair, I do not think taking double back what they have leant somebody as a FAIR rate. After reading many other reviews about 'dubious' practices on here, I think they will do everything possible to try to put you off paying your loan early and they dont seem overly enthused when you ask to do so. Obviously, profits come before fairness. I would recommend that you use Quickquid. I have been a customer of theirs for years now and have platinum status which means I only pay £10 for every £50 borrowed and I receive 15% off the total finance charge. They are also very polite and you're able to speak to them online via a live chat session, whereby you type all of your questions and they type the answers and you can also get a copy of the whole transcript in case something they say doesn't happen. Why I didn't use Quickquid on this occasion, I just don't know. One things for sure, Lending Stream won't be seeing any business from me ever again!

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Really Worried

Harriet, Berkshire
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Really worried...took this loan out but it won't let me pay it back even though I have the funds in my account so i'm worried. What the hell is going on?

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dont keep on adding on the interest whilst I am paying already

Lyn, Kent
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Your review

I was fine initially, was ill had time off work. The outcome was I had a debt management company take over, everyone else was fine but LS kept on adding interest. I didnt like having to pay £15.00 extra to have the money on the day I needed it. I have again today sent another email to get them to stop the interest. They are receiving regular money off me anyway and accepting it whilst still adding on interest. Didnt think they could do that.
What a lot of rot.

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Always there when you need them.

Neil, Preston
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Quick and easy with faster payment option. Also allow you to have more than one rolling loan at once with them. A useful feature.

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Thanks Again!

Fr john wiseman, Bolton
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Thank you - always helpful and honest. No mess and no fuss!

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terrible

Simon, Chester
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

This has to be the worst payday loan company i have had the misfortune of having dealings with. When i initially took the loan of £85 to pay for emergency car repairs, the excessive charge of £15 to have it in the bank account in 15 minutes was begrudgingly agreed to (of which this is as standard with other payday lenders) along with the £30 interest on top, I only needed the loan for 4 days but the minimum term was 1 month which i opted for. On the day of collection they only took £30 - i tried to check the loan on line but was unable to bring up any details. I then sent a contact request, with which to date i have still not recieved. Eventually i managed to bring up my loan details and was amazed they had spread the loan over 4 months - total pay back in excess £250 - luckily i was able to make a payment to clear the entire balance - however if i hadnt noticed until the next day - i assume my settlement figure would have exceeded the £100 remaining to pay. Then to cap it all off, as i felt the entire experiences with lending stream was diabollical i opted to take the survey on there website, it took me five minutes to fill in and when i went to submit it - it wouldnt !!!! they probably only wanted positive feedback - If you have to use a payday lender - then opt for wonga or quickquid - there both cheaper dont charge to pay money into your account withing 15 minutes and dont try to spread your payday loan over 4-5 months so they can profit from extortionate intereast.

Dont use LENDING STREAM - ITS PROBABLY CHEAPER AND EASIER TO USE MIKE THE KNEECAPPER (YOUR FRIENDLY LOCAL LOANSHARK)

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Quick Money

Gary n, Oxford
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Quick pay outs but rubbish APR. I know thats what you get from coming to these companies but with such a poor rating its the only place I can come if I need some extra money.

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super easy

Johnboy, Telford
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

very easy will use again

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Helpful and responsible

Denise burrows, Bristol
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Easy to use, helpful to talk to and vey quick !!!! :)

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seem ok, so far

Scrapdriver, Newport, gwent
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

having read a lot of comments on here, it looks like they're getting slightly better. my first loan repayed early, no problem. just got my second. the account details i've given is NOT the one my wages go into - so that i've got control on what they can take from it. that is what i suggest you do. also if any complaints then contact the FSA [financial services authority] as to who you should contact and what can be done about it. as to explaining representative APR, take a look on WONGA at the information available and click on more info, they,ve explained it well ;-) but they are dear and only shorter term

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EXECLLENT!!!

Alice, Manchester
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

WOULD HIGHLY RECCOMMEND LENDING STREAM!! I HAVE NOT SO GREAT CREDIT BUT GOT ACCEPTED INSTANTLY AND HAD THE MONEY IN MY ACCOUNT WITHIN AN HOUR!! THE TRANSFER FEE OF 15 WAS PUT ONTO MY LOAN, NOT DEDUCTED FROM THE LOAN AMOUNT. GREAT PAYMENT PLAN OF 6 MONTHS. I HAVE NOTHING BUT PRAISE FOR LENDING STREAM. ALSO LOANED ON TOP OF AN EXISTING LOAN WITHOUT ANY HASSLE!

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Brilliant

Jacqueline ann horner, Runcorn
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Fantastic service from start to finish, straight forward forms on-line, easy to navigate, Customer friendly, would recommend to anyone.

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Headline loan

Scottie, Stirling
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I got a £150 loan of them on march the 7th and they phoned me last month saying I missed a payment but there was always money in the bank so I payed too day £193 pound so it was clear then I got a text saying I owe them £80.00 when I went to go into my account my password would not let me in had to phone them 30 mins on phone for them trying to understand me so in overall I have payed £506 in total for £150 loan what the hell ripping of good working people not going with them again going to phone and complain Iam so angry .

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no problem in service

Sandy, Worcester
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Yes it is expensive in interest rates, but when you need money quickly sometimes this is your only answer, always make sure you can afford the payment plus the interest back and you should have no problems. Have been with lending stream over a year now with no issues. Happy with service.

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Lending Stream

Mrs lynda finn, Feltham
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

It said when I applied that the amount would be in my account in 30 minutes but once I as approved it said only in 1 hour.

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customer service

Diane nash, Barking
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

customer services are absolutely useless, had to repeat myself at least three times, did not understand what i was trying to say had no knowledge of previous loans even though loan agreement number given, was on the phone for over thirty minutes just repeating same answers and questions over and over again very frusrating

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emergency car repair

Elaine, London
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

really straight forward ,payment options clearly set out. hassle free as the advert said and very easy. i had looked at a few other websites and decided to go with Lending Stream and i'm glad i did,i would recommend them to my friends and family if they needed a loan quickly. thank you very much for your help and peace of mind.

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great one

Donna, Cheltenham
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Got the cash in my bank within twenty minutes, so simple to do and if it goes wrong for u its coz u haven't read the contract properly. Am well happy, the rates are a bit shocking but what do u expect.

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Excellent Service

Tom ryan, Birmingham
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Clear and simple

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There are lots of loan scams on the internet!"

Paul frankland little, Liverpool
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I find Lending Stream does exactly what it says on the tin! Lots and lots of loan companies and brokers promise you the earth - and charge a fee - and then dont deliver!
Lending Stream does deliver!
Thanks again
Paul Little

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Very Expensive, but Easy and Quick

Graham, Hampshire
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Like many other providers of pay day loans, their application process is simple, quick and usually gets the desired results i.e. money in the bank.
However, none of the other providers that I have used Wonga, Quick Quid or Pay Day UK charge for a same day transfer. The fact that they then add the £15 to your loan agreement and then change interest on this also is pretty bad pactice. Also don't be fooled by the paying over 4-6 months option, this is not for your convinience, this is a clever ploy to drag as much interest out of you as is humanly possible over the period that you owe them money. In my humble opinion these loans should only ever be taken out and repaid in a short space of time 30 days max, extending them any further than this is very dangerous. In short they are much better providers out there, but they will lend to people with a bad credit score so will help the most desperate.

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Think they are helpful

Smith, Highland
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Lending Stream has been very helpful. I've had no problem. Used them twice now and have always paid back before my time with no problems

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watch your bank account...

Jen, Reading
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Have taken nearly £800 from my account this month instead of £200 and will not pay it back. 6 phone calls 8 emails and no joy. Emails are now being returned to me saying I am sending spam! Will be contacting the regulator

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Excellent lender

Michelle, London
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Great customer service, speedy service, very helpful will be using them again if needed

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a good one

Susan paxman, Cleckheaton
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

good for borrowing over a longer period

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good payday lender

Allan, Brighouse
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

do what they send, lend you money. ok the interest is high but when you have bad credit like me they offer you the money. not a rip off agent like some but just be aware of the interest

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i love lending stream thy have really helped me out!!

Emma wilby, York
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

i think your company r as straight talking and give instant results and have helped me out when others haven't THANX EVER SO MUCH!!!!

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My Loan Experience

Pamela, Wallsend
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Speedy service... No hassle and very quick response.

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5 stars

K mcgrattan, Glasgow
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

very good

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Great fast efficient

Carole, West yorkshire
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

This service was faast efficient and very well layed ouy easy to use. Flexible and good rates

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highly resposible lenders

Aisha, Burnley
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

very honest lenders , who will tell you outright if they cant help you , and explain clearly exactly how much you're paying back .

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HAPPY CUSTOMER!

M, Dyfed
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

FLEXIBLE AND RELIABLE FAST PAYOUT WHEN YOU NEED MONEY

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easy money

Robert hancox, Poole
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

great service quick payment and dead easy to apply

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Best pay day lender

Eve, Leeds
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I am very satisfied with the service that Lending Stream provides. As a returning customer I am very happy :) especially with the payments spread over 3 or 6 months depending on the loan amount.

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Does What it Says

Anthony, Belfast
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Good site,
Ive had one loan, paid back early so I reduced the interest. Happy chappy overall :)

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great

Ang, Birmingham
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

i thought they were great they helped me no problem got my money straight away no hastle will go back again and recomend .

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not bad

Daley, Northamptonshire
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

need help for the 2nd time and got it life saver

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Very good

Joshua b, Blackpool
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Lending stream is very fast, well priced, and extremely flexible. As far as I'm concerned they are much better than the mainstream counterparts.

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quick easy and fast response....thanks

Davie, Livingston
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

very quick easy and straight forward to request a loan....will use again....thanks

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top draw

Jimmy, Lincolnshire
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

qucik fast reliable service whenever your short would recommend to anyone

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Simple and fast

David, Halifax
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Simple, hassle free loan. Invaluable for emergencies such as car repairs. Also cheaper than being hit with several bank charges. Highly recommended!!

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always there when needed

Tracy deborah bates, Stafford
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

very simply on line application, no hasstle and always willing to upgrade ur load.

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Quick and simple - just like me!

Doug, Leicestershire
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Very easy to deal with, ideal if you can repay early otherwise a bit pricey.

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help needed

Izzy, Fife
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

desperate for funds to help with an unexpected bill lending stream were fast and transparent from the onset. this is my second loan and will use them again

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Very Efficent

Karen stanford, Uxbridge middx
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

i feel I have always gotten a quick reliable friendly service, there is no hard sell no hard paperwork to fill out and you get an answer in minutes of filling out the quick easy form. i would throughly recommand lendingstream to friends and family. I use them time again when i need abit of extra help until pay day. Highly recommand lending stream.

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good service

Audrius, London
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

i like it

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helpful

Mandinka, Cheshire
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

this is an easy to use website with clear instructions, the compay to do not allow you to borrow beyond your repayment means, make the repayments easy to understand and give you options, when speaking to agents they are clear precise and friendly, over all a brill service

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easy to control the finance

Alan hill, Stevenage
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Lending Stream make it easy to control the finanace - the repayment terms are very convenient

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brill

John, Aberdeen
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

BRILL,BRILL,BRILL,How easy was that cash in 30 mins, on line application was simple, service was good and fast,will use again if required no prob.

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cant be beaten

Dave, St austell
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

excellent people to deal with.. customer service is brilliant,,,,,very helpful

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poor

Gary, Cambs
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Be carefull this company takes twice back than you owe ie £80 they will take £130 or more bake taking money from your account i have reported this to the FSO and trading standards and BBC Watchdog who want to research with me be aware

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Excellent

Emma canning, Cardiff
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Excellent!! Super fast

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money sent super quick

Sami, Hull
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Lending Stream are really helpfull they provide services that are more easy to use then your typical pay day lender. They give you the oportunity to pay back over 4 or 6 months if you wish.
Great service easy to use and they do not bombard you with text messages and phone calls.

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Fast Simple and Clear

Richard e, Bridgend
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I was in trouble this month due to car breaking down, mot and tax all at once and then the fuel shortage. I have bad credit and nobody would help. I stumbled across this site and within seconds I was approved and money transferred. Its clear, simple to use and well the apr isnt great but you knw what it is when you sign up :)

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TOP LOAN COMPANY

David millward, West midlands
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Fast, brilliant and excellent service

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Very easy and professionally laid out

Fred davey, East tilbury
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Superb online application process, easy, fast and highly professional.

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Well it all started well

Maria, Halesworth
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

After a bit of looking around at various companies I decided on Lending Stream because of the flexibility to repay over a longer period if necessary. I applied on line which was fine, very straighforward, received a decision online in less than two minutes and received e-mail confirmation at which point I needed to fill in a little more detail, read a couple of PDF documents, provide debit card and bank details and electronically sign the application. Nothing too difficult and probably took no more than 5 minutes in total. However, when I hit the submit button at the end of the process it all went wrong. There was no confirmation that the transaction had gone through so I called their customer services number and they couldn't find any record of my application, even when searching on my e-mail address - despite the fact they had sent me two e-mails during the application process!! They advised my to reapply which I did, only for the application to be declined, presumably because there was already an application floating around in their network somewhere! So I e-mailed them to explain what had happened but as yet (3 days later) I haven't even received an acknowledgement! Lousy experience.

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lendingstream is fast and flexible

Nick, North shields
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

excellent customer service, speedy payout options, easy and flexible repayment options, and offer higher rates for returning clients,

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Best Easy Credit Lender Out There

Bartosz, Birmingham
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

I have to say that Lending Stream is really simple, reliable and quick in response. They also willing to let more money than any other lender on the market.

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Great service

Mr x, Newcastle
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Very good cuastomer service and always helpfull.

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Straight Approach

Nilsh, Leics
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Borrow your desired amount, offcourse slighly expensive but clear and transparent information, you know what you will be paying.

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waiting til mon?

Shane brady, Milton keynes
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

if i've paid to advance payment, why do i have to wait til mon?

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Clear Terms and Conditions - Helpful Customer Service

Andrew, Barry
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

The Lending Stream are extremely helpful. Unlike other payday loan providers you have the flexability to repay over up to six paydays. The amount you repay is fully illustrated for you so that you can clearly see when you need to repay and what amount. You are also shown the total amount payable. You can ring the helpful customerservice team, or logon to your account online in order to see the balance of your accounnt and to make any additional/early repayments. the product is flexable allowing you to repay over a shorter or longer period dependant on your needs. You are also sent email and text reminders in advance of repayments being taken from your account. The level of customer service is second to none. Lending Stream are responsible and helpful lenders

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Good Service

John, Dagenham, essex
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Lending Stream has a quick response time. Everything is straightforward and no cold calling and requesting upfront fees for a loan.
Very satisified..

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