How much do you want to borrow?
£1,000 £5,000Over how many months?
12 months 60 monthsMonthly Repayment
Total Interest paid
Arrangement Fee
Total amount paid
53.8%
£1,000 - £5,000
You can repay your loan over 12, 18, 24, 30, 36, 42, 48, 54 or 60 months
Standing Order
Paying-in Book
Debit Card
Direct Debit
Cheque sent out the day they receive your pack - 3 working days to clear
No Fee
None Available
Cheque sent to your guarantor's home address
No
254th for APR of 423 loans in the UK (See Lender League Table By APR)
36th for Customer Satisfaction (See Customer Reviews)
Guarantor Loans Online are offering a guarantor loan between £1,000 and £5,000. The loan is actually provided through a company called Central Trust Plc. A guarantor loan means you have to have somebody that will back your application and make the repayments if you are unable to make them.
Your guarantor must meet the following criteria: they must be a homeowner, must be between 25 and 72, they can't have shared borrowing with you previously, they must have a permanent income, can't be your partner or spouse living with you and they cannot ever have been declared bankrupt and they must never have had any CCJ's.
To apply, you must complete their online application form. Once you have done this, they will email your loan documents to you. You can then print these off. You will need to complete the blue application form and sign the blue credit agreement. Your guarantor needs to complete, sign and get witnessed the pink form. Then, send them back (or scan and email them back) to: UK Credit, Austin House, St Crispin's Road, Norwich, NR3 1PX. They will then review your application and inform you of their final decision.
Only apply for this loan if your guarantor knows 100% exactly what they are getting themselves into.
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Early Settlement Fees |
This is a front-loaded loan so if you decide you want to pay it off early, it would cost you more money compared to completing the loan term |
Average Customer Review:
(2 customer reviews)
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Great Company Great product
Robert, Norwich
1 year ago
These guys gave me a fantastic service and really helped me get my loan. Thanks guys
TOTALLY WASTE OF TIME
K, Colchester
6 months ago
They stated the email address (not a dedicated email address but seemed like a personal one -nadia@...)on their website for emailing all the docs to, but they said they never received my paperwork, then gave me the other person's email address. He said he would text me the progress but never happened. When I rang them back, he said they could not help...
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UK Credit, St Crispin's House, Duke Street, NR3 1PD
0800 032 1414
01603 896 941
contact@guarantorloansonline.co.uk