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Guarantor Loans Online


Acceptance Criteria

  • You must be 18 years of age or older
  • You must have an email address so they can send the loan documents to you
  • It doesn't matter if you have a bad credit history but your guarantor must have a good credit history
  • Your guarantor must be between 25 and 72 and must have a valid bank account
  • You must have a debit card, direct debit facilities or a paying-in book to pay back your loan

Loan Details

Representative APR

53.8%

Loan Amount

£1,000 - £5,000

Repayment Period

You can repay your loan over 12, 18, 24, 30, 36, 42, 48, 54 or 60 months

Repayment Method

Standing Order

Paying-in Book

Debit Card

Direct Debit

Speed To Payout

Cheque sent out the day they receive your pack - 3 working days to clear

Arrangement Fee

No Fee

Payment Holidays

None Available

Payout Method

Cheque sent to your guarantor's home address

Income Protection Available

No

Average Customer Review

Star Rating Star Rating Star Rating Star Rating Star Rating (2 customer reviews)

Loanfinder Ranking

254th for APR of 423 loans in the UK  (See Lender League Table By APR)
36th for Customer Satisfaction  (See Customer Reviews)

About Guarantor Loans Online

Guarantor Loans Online are offering a guarantor loan between £1,000 and £5,000. The loan is actually provided through a company called Central Trust Plc. A guarantor loan means you have to have somebody that will back your application and make the repayments if you are unable to make them.

Your guarantor must meet the following criteria: they must be a homeowner, must be between 25 and 72, they can't have shared borrowing with you previously, they must have a permanent income, can't be your partner or spouse living with you and they cannot ever have been declared bankrupt and they must never have had any CCJ's.

To apply, you must complete their online application form. Once you have done this, they will email your loan documents to you. You can then print these off. You will need to complete the blue application form and sign the blue credit agreement. Your guarantor needs to complete, sign and get witnessed the pink form. Then, send them back (or scan and email them back) to: UK Credit, Austin House, St Crispin's Road, Norwich, NR3 1PX. They will then review your application and inform you of their final decision.

Only apply for this loan if your guarantor knows 100% exactly what they are getting themselves into.

Charges

Early Settlement Fees

This is a front-loaded loan so if you decide you want to pay it off early, it would cost you more money compared to completing the loan term

Customer Reviews: The truth about Guarantor Loans Online

Average Customer Review: Star Rating Star Rating Star Rating Star Rating Star Rating (2 customer reviews) Add your own review

The most favourable review

The most critical review

Great Company Great product

Robert, Norwich

1 year ago

 
 
 
 
 
 price  
 
 
 
 
 
 simplicity  
 
 
 
 
 
 speed to payout  

These guys gave me a fantastic service and really helped me get my loan. Thanks guys

TOTALLY WASTE OF TIME

K, Colchester

6 months ago

 
 
 
 
 
 price  
 
 
 
 
 
 simplicity  
 
 
 
 
 
 speed to payout  

They stated the email address (not a dedicated email address but seemed like a personal one -nadia@...)on their website for emailing all the docs to, but they said they never received my paperwork, then gave me the other person's email address. He said he would text me the progress but never happened. When I rang them back, he said they could not help...
Read full review >

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Contact Details

Address

UK Credit, St Crispin's House, Duke Street, NR3 1PD

Telephone Number

0800 032 1414

Fax Number

01603 896 941

Email Address

contact@guarantorloansonline.co.uk

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