About First Response Finance
First Response deal in car and motorbike loans for anything between £1000 and £10,000 over a repayment period of 18-48 months. First Response can offer you a service even if you have previously been declined for credit.
You can apply online for a First Response Finance loan or over the phone. During the application you will tell them what car you are looking to buy, they'll then value it for you for free to ensure you are not paying too much for the vehicle. There is the option for single or joint applications. They liaise with the dealer directly for you about the financing of the vehicle. They will also provide a FREE check to ensure that the car has not been stolen in the past or been subject to an insurance write-off. If you are looking for a particular car they will help you find it through a list of reputable dealers in your area.
The APR is quite high. They are limited in terms of what car you can finance. On the plus side they do a lot of leg work for you with the dealer. Previous customers have explained that they are impressed with the customer service and the people they have dealt with. Overall, they're worth a look as they can be a really good option for a finance deal (especially if you don't have the best credit) and you don't have to pay a deposit like some other car finance dealers.