How much do you want to borrow?
£500 £10,000Over how many months?
13 months 60 monthsMonthly Repayment
Total Interest paid
Arrangement Fee
Total amount paid
20% - 88.5%
88.5%
£500 - £10,000
Minimum Term 13 months
Loans up to £10,000 - 5 years
Direct Debit
Debit Card
Standing Order
One day if you are able to attend the interview that day
£150.00
None Available
Cheque
No
260th for APR of 423 loans in the UK (See Lender League Table By APR)
83rd for Customer Satisfaction (See Customer Reviews)
Everyday Loans offer unsecured personal loans from £500 to £10,000. Top ups are also available to existing customers - personal meetings are available in branch. They will lend to people who have been refused elsewhere but their decision will be subject to your application. They also offer payment protection against sickness, loss of employment and death. Do not feel obliged to take out the protection as you may be able to find it cheaper elsewhere.
You can make the initial application online or over the phone, but you will be required to go into one of their branches to complete the application. You will need to supply certain documentation highlighted below. Your meeting in-branch will take about 45 minutes. Once approved, the loan can be paid out that day in the form of a cheque. Once you receive this and pay it into your bank, you will have to wait for it to clear before you can access your funds.
A mixed response from previous customers with some saying they are really happy with the service and others saying they will never use them again. Most have said the APR is very high. You should only use this option if you are sure you can make all the repayments on time as missing payments can incur charges which will also have interest applied to them. Not the quickest option either as you are required to go in branch to finalise your details.
|
Default Fees |
Default Fee - £10.00 |
|
Early Settlement Fees |
Fee for paying off your loan early - 2 months interest on the reducing balance |
|
Late Payment Fees |
Missed direct debit - £80.00 |
|
Arrangement Fee |
£150.00 |
Average Customer Review:
(46 customer reviews)
Add your own review
The most favourable review
The most critical review
professional friendly non judgemental and very helpful
Paul, Preston
2 months ago
After a couple of phone calls with racheal at the bolton branch she invited me in to the office to see if she could help me not only to try and sort out aloan but also to work out a plan to repair my credit score. I must say i was blown away with the whole experience after sorting out a coffee she went through in detail all my financial needs and was...
Read full review >
RIP OFF
Julia, Manchester
2 months ago
They are only your friend when you take out a loan with PPi. And when ever you phone them while your loan is active the staff are arrogant and treat you like scum.
dont go near!
Dan, Wigan
3 weeks ago
if you go to your bank or any other lender for a consolidation loan they wont touch you if you have used everyday loans, it seems everyone in the financial world does not like to deal with them!!
Scum bags
Christopher, Doncaster
3 weeks ago
Not only do they force you to take out PPI they have a nerve to charge you interest on the documentation fee. The branch I went to would not give me the monthly cost of a loan without PPI. I think what we should do as customers is all stop paying, cancel your direct debits in protest and bring this loan shark of a company to it’s knees.
loan sharks
A watts, Weston super mare
3 weeks ago
Stay away I have been at logger heads with these guys for 3 years now I have refused to pay for 2 years on account of the cockups they have made breach of data protection, hidden charges, unfair relationship miss sold ppi the list goes on. I refuse to back down I was in the process of taking them to court but the my solicitors went out of buisness. they wont take me to court because they no I will open up a can of worms yet they refuse to give way. not to worry little by little i am building a case against them my self. all evidence has been supplied by them an they are to stupid to even realize. should be a good day once i get them in that court room. best but I have is a voicemail form one of there old managers bristol branch complete knob. he didnt even no his phone rang me an it went to my answer phone an you can clearly hear him talking to another member of the team disscussing how they can cover up a cockup an what excuse they can use etc an still charge the customer for a problem that they caused its priceless. another if they are reading how can i owe 12k one month ona 4k loan the 4 days later owe 7k i must have made one hell of a payment in 4 days. answer me this if my payment was 104 pcm howcome my statements you say this then take that amount from m,y bank then on the statement say 78 pounds recieve then charge me saying missed payment wheres the rest of my money gone con artists. an if any off you want so comedy reading request a full copy of you data protection file is priceless. i let you no when i get them in a court room
STAY AWAY TO ALL
Willowbank House, 84 Station Road, Marlow, SL7 1NX
0800 288 9001
tellmemore@Everyday-Loans.co.uk
Everyday Loans Debt Help
http://www.debt-line.org.uk/EverydayLoan
