1355%
£120 - £800
Minimum Term 6 days
New and existing customers up to £800 - 36 days
Direct Debit
Before 5pm - immediately
After 5pm - next business day transfer
No Fee
None Available
Transferred into your bank account
No
279th for APR of 423 loans in the UK (See Lender League Table By APR)
114th for Customer Satisfaction (See Customer Reviews)
Early Pay Day Loans (EPDL) can lend between £120 - £800 which you will pay back on your next next payday. EPDL don't charge extra to get you your funds on the same day as applying and their charges work out around £25 for every £100 borrowed which makes them reasonably priced.
You can apply online or over the phone with Early Pay Day Loans. To apply online, you need to complete their application form. Once you have completed the online application, they will give you a provisional decision. They will then check the information you provided on your application form and will contact you if there are any problems. If approved, and depending on what time of the day you apply, you can receive the money on the same day. You may be asked to provide further documents including proof of income or bank statements. If not, they will send you an email with the electronic loan agreement which you need to sign.
EPDL are one of the more established payday lenders who have been operating since 2003. The charges are reasonable and application process works well. The service and product is on par with many other payday lenders but it is coming from a reputable firm that have been operating in the market for a while. Please bear in mind they do credit check you, so if you are unsure how good your credit history is and you don't want a footprint on your rating, use a different company. Their charges are similar to other payday lenders but it may be worth paying that extra bit for an efficient service.
Please be aware that Early Payday Loan acts as a lender but also acts as an affiliate. This means that when you complete your application form, they will tell you if they are able to offer you a loan. If they aren't, they may recommend another company to you. Do not feel as if you have to apply with the suggested company as this may further impact your credit file.
Average Customer Review:
(11 customer reviews)
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Fast service / All done online
Adam turner, Brighton
5 months ago
I use payday loans regularly. These guys have been the quickest and easiest to deal with so far. I applied on their website, and after a call from them asking a few questions and confirming my bank account details the cash was put into my account 2 hours later. Makes a change not having to fax documents! No extra charges for recieving the money same...
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Stay skint
Aaron, Exeter
7 months ago
I really wouldn't bother. Having applied for a loan and filled out the application form I was told my "loan has been approved and a credit agreement sent too me" and then "your loan has been processed." Nothing from the company in my e-mail inbox so I called them, before I could even get my name out the man told me "he'd just seen my loan and someone...
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Money generating scam
Joe mehaan, Ipswich
1 month ago
DON'T PUT YOURSELF OUT TO DRY. These vampires will use every trick in the book to suck money out of you and keep you in debt. DO NOT USE IF YOU VALUE YOUR MENTAL HEALTH. These pigs will suck every last penny they can from you. Please learn from my mistake and NEVER use these pirates.
are they still trading ???
Andrew, Devon
1 month ago
applied an was told i was accepted and would receive an email to sign my agreement have waited over an hour and nothing tried to contact them via the contact form on their website but it says there is an error with their inbox and the message cant be sent
They say Approved then you need to fax lots of documents
Trev lyon, County durham
2 months ago
It says you have been approved please sign your credit agreement which you do then you get a email asking for utility bills you provide that then they want a months bank statement off you. Just looking at other companys these are really old school. I went on Minicredit and it was not even 5 minutes and the money was in my bank. This company needs to get the latest technology none of this faxing rubbish. My opinion they dont have much funds to lend to people they need lots of verification and takes a long long time. Recomend Minicredit anyday, compared to these monkeys
Early Pay Day Loan Ltd, PO Box 3512, Maidenhead, SL6 3WP
0845 653 1365
0845 653 1364
info@earlypayday.co.uk
