Close Finance Guernsey Reviews, Loan Calculator and Complaints

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Acceptance Criteria

You must be a resident of Guernsey
You must be between 18 and 65 years of age

You don't need to have a good credit history but you must be in a good financial state currently
You must have an email address

You need to have 3 years address history
If your credit history isn't satisfactory, they may ask you to sign a guarantor to the loan which means they will make your repayments if you can't

Loan Details

Flat Rate

8%

Loan Amount

£1,000 - £50,000

Repayment Period

Minimum Term 6 months

Loans up to £50,000 - 5 years

Repayment Method

Standing Order

Paying-in book

Speed To Payout

3 - 5 working days

Next day - £30 extra charge

Arrangement Fee

No Fee

Payment Holidays

None Available

Payout Method

Transferred into your bank account

Income Protection Available

Yes

Average Customer Review

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Loanfinder Ranking

47th for APR of 423 loans in the UK (See Lender League Table By APR)

About Close Finance Guernsey

Close Finance offer personal loans for residents of Guernsey. You can borrow over £1000 with the maximum decided by Close Finance which you can pay back over 6 months to 5 years. You can complete a quick application within minutes on their website and a representative will call you as soon as they can (or whenever you choose).

To apply, figure out how much money you need or how much money you can afford to borrow. You can apply online via their website. The application form should only take a couple of minutes. Or, you can request a call back and go through the application. Once they receive your application, they will contact you by phone or email with a quote. If you want to accept it, they may ask you to visit one of their offices to meet a representative. New customers need to bring proof of ID, a recent bank statement and/or a recent pay slip. If you have finance elsewhere, you need to provide documents detailing these. Once they have checked all of your documentation, they will contact you again within 24 hours informing you of their decision.

If you are approved, you need to go back to their office to sign the documents. The funds will then be transferred into your bank account (which can take up to 5 days).