2115.69%
£50 - £1,000
Minimum Term 7 days
Loans for new customers up to £500 - 40 days
Loans for existing customers up to £1000 - 40 days
Direct Debit
Same working day if you apply before 14:30 (£12 extra charge CHAPS or £5 for Faster Payment)
2-5 working days otherwise
No Fee
You can receive up to 12 rollovers, after which time the balance of your loan is due in full. Remember to contact them in order to avoid default charges
Transferred into your bank account (BACS or CHAPS)
No
290th for APR of 423 loans in the UK (See Lender League Table By APR)
18th for Customer Satisfaction (See Customer Reviews)
Cheque Centre is a company offering many different financial services. Their payday loan is a short term loan that you must pay back on your payday. If your payday is within the next 7 days, you will repay it on the next payday. This means that the loan term is up to 40 days. The loan application is really easy to fill out and if you want to pay the extra £12 charge for CHAPS or £5 for faster payment, the money can be in your account today providing that you've applied before 14:30pm.
To apply, complete and submit the application form on their website. You will be able to check over all the information you put in before you submit the form so you can change anything or fix any errors. Your application will then be sent to Cheque Centre where someone will review it - you will be credit checked at this point! If your loan application is rejected, you won't be able to get a loan from them now. If your loan application is provisionally accepted, they will give you a final form loan agreement where you are asked to confirm that you accept this loan and it's terms - this is all online. Then, you need to verify certain details in your application (they may ask you for extra documents and they may contact your employer).
The whole process should only take a couple of hours providing you can scan the documents and email them back to them or fax the documents over. If, by the fourth day after you apply, the final agreement has not been signed, the agreement is cancelled. If all documents are received correctly and the agreement is signed, the money will be transferred into your account.
Cheque Centre charge £25 per every £100 borrowed which makes them a reasonably priced payday lender compared to the others.
Average Customer Review:
(6 customer reviews)
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They are fab
Eli, Exeter
4 months ago
They are fantastic, very fast and brilliant customer services. Would recomend them to everyone.
Rubbish
John, Skem
1 month ago
Rubbish that's all I can say
trust worthy
John davis, Glasgow
3 months ago
have used them loads. Not anything like the rest of the loan companys. Go into the shop in person. Great staff
great service
Martin, Morley
4 months ago
got a loan from cheque cente in morley till pay day great service and fair rates
GOOD LENDERS
Kundai maridzo-c, Manchester
5 months ago
I have used Cheque Centre so many times and I'm still using them,the team have a very good customer service when you phone them OR visit the shop.They takeout the owed money without any Extra charges and they give you any option to rollover if you can't pay off on the due date.The only down thing is you have to bring in a BANK statement every time you want to rollover or borrow money and also you have to fiil in an update form of your details everytime you borrow,apart from that I recomend them anytime Very good lenders.
Cheque Centre, The Forum, Bankhead Crossway North, EH11 4BP
0800 24 30 28
customerservice@chequecentre.co.uk
