About Cash Genie - 1 month
Cash Genie Loans is a reliable online lender that offers short term loans from £75 - £500. With Cash Genie you can borrow over a term of 1 or 3 months. By borrowing over 3 months you will have more manageable repayments, however borrowing for 3 months will cost you more than borrowing for 1 month.
Unlike most payday lenders, Cash Genie prides itself on its second to none customer service, they have a call centre full of friendly customer advisers ready to help with any questions you may have about your loan. Upon final approval, one of Cash Genie’s customer advisers will call you to deposit your loan; funds can be in your bank within 1 hour of approval, subject to a nominal fee (amount variable dependent on loan type*).
Cash Genie is committed to lending responsibly and assesses each application on an individual basis to ensure that the applicant is able to pay back the loan on the agreed date. Loans provided by Cash Genie are intended to meet your short term needs only. They are an expensive form of credit if you use them to borrow over longer periods.
*For 1 hour transfer service, a £15 transfer will be charged on all of our 3 month loans (which will be deducted from the balance). For 1 month loans, applicants can opt to have their funds transferred in 1 hour, to which a £20 fee applies (which will be deducted from the deposited amount). Otherwise funds deposited will will take up to 3 working days to reach your account and there is no fee payable.
Charges: £15 late payment fee. £12 per late payment reminder letter. £30 for each debit card transaction that is not authorised. £45 to cover costs in trying to trace you if you move address without telling them.