Cash Genie - 1 month

Cash Genie - 1 month

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Cash Genie - 1 month has an average rating of 2.2 out of 5 based on 62 user reviews

Visit lender's website
Address
Cash Genie UK, 2 Reavell Place, Ipswich, IP2 0ET
Telephone
0845 956 9848
Fax
0845 017 9961
Email
[email protected]
 
 

Acceptance Criteria

You need:
  • You must be 18 years of age or older to apply
  • You will need to have a valid bank account with Direct Debit facilities
  • You need to be employed and receive a regular income of at least £500 per month
  • You must be a resident of the UK
  • You don't need to have a perfect credit history
  • You may not need to provide any documents; you will be informed when they receive your application
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Customer Reviews - The truth about Cash Genie - 1 month

Average Customer Review: Star RatingStar RatingStar RatingStar RatingStar Rating (62 customer reviews) Add your own review

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(62 customer reviews)
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The most favourable review

settlement fees waived

Lance sorin, Chichester
1 year ago

 
 
 
 
 
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they waive settlement fees like when i did not pay the loan before and they tried to settle it with me going back to my basic payment without all the interest incurred. i was so thankful to them for that.

The most critical review

Massive interest charges

Jen, Essex
5 months ago

 
 
 
 
 
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My experience with cash genie was rubbish. I got a loan in August 2013 of £300 paid back over three months. I paid back £190 a month, £100 for the loan £90 for interest. I was in a desperate situation so I got the loan, paid it back with no defaults. I reapplied and was turned down. Obviously good history with them stands for nothing and I'm actually glad I didn't get another loan with them. Avoid them at all costs they are terrible and if you do miss payments I've heard many horror stories.

Massive interest charges

Jen, Essex
5 months ago

 
 
 
 
 
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My experience with cash genie was rubbish. I got a loan in August 2013 of £300 paid back over three months. I paid back £190 a month, £100 for the loan £90 for interest. I was in a desperate situation so I got the loan, paid it back with no defaults. I reapplied and was turned down. Obviously good history with them stands for nothing and I'm actually glad I didn't get another loan with them. Avoid them at all costs they are terrible and if you do miss payments I've heard many horror stories.

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Theifs

Jenna, Aberdeen
10 months ago

 
 
 
 
 
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Cash geenie are theifs they should be closed down. I had a 250 loan with them then lost my job had a written agreement to pay 20 per month. Was going ok till i got a statement through from my childrens savings account. They had taken 3 payments from there 311 and 60 60 to me this is theft. They were never authorised to do this... and stole from my children.

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grahame's response to Jenna's review

7 months ago

Not only is it theft on their part but your bank broke the law as well by allowing them to take the money from a seperate account. But i have to ask 1 question....How did they get the account details for your childrens savings accounts?

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CASH GENIE? WASTE OF TIME/

Jorge, Winchester
11 months ago

 
 
 
 
 
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Cash Genie is a waste of time, and expensive. There are lenders who charge less and a lot more efficient and quicker. Cash Genie keeps you asking for additional information. I sent the requested documents, I have emailed the documents, 2 days later was still waiting for a reply and when came to check the progress of my application on "My Account" Online, found out that the application had been cancelled without any further requests or reply to my email or any kind of explanation of why the application was cancelled. So if you need a so called quick loan, PLEASE, PLEASE PLEASE, do not apply to Cash Genie, or else you will die waiting for your loan, that never comes. Look for other lenders, that are cheaper, quicker, more friendly service and a lot more efficient.

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payday loan took all my wages in one day

Vivien outen, Havant
1 year ago

 
 
 
 
 
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payday loan took all my wages in one day

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crooks

Daniel, Diamond
1 year ago

 
 
 
 
 
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before you take out a loan google "cash genie took money without me knowing" and read the reviews. when i was unable to keep up payments they constantly try to debit money as soon as a small amount goes through they keep doing it untill your account is emptied. they even managed this after me getting a new debit card and me not giving them the details.

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CASH GENIE is rubbish!!

Brian, Lancashire
1 year ago

 
 
 
 
 
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Cash genie is a rubbish company dont bother applying with them, i applied for one of their so called 1 hour pay day loan on a friday morning and by monday afternoon still had not received any reply regarding my loan it just kept saying loan processing also they are expensive as i asked for £100 and they wanted £130 back, i rang to complain that my loan was taking too long to process and what happend to their so called sameday 1 hour pay out and because i complained my loan application was promptly cancelled, i then applied with wonga loans and within 15 minutes of applying for £100 loan it was sorted and in my bank and at a lot cheaper rate instead of paying £130 that cash genie wanted,wonga only wanted £114 back so its best to compare other payday loans before approaching cash genie cowboy rip-offs i wouldnt touch them with a barge pole so be warned people!!

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the right lending company for me and you

Oliver turpin, Plymouth
1 year ago

 
 
 
 
 
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i guess it is just about finding the right lending company for you and in my case Cash genie is the one meant for me. It works and fits just right for my needs.

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generous request

Naomi dewhurst, St. albans
1 year ago

 
 
 
 
 
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i was asked by an agent of cash genie to make a review after i made the payment from my last loan and i happily agreed. i'm naomi and i feel so happy on how i got and paid my loan. no sweat, hassles and troubles. it was smooth and efficient. i definitely recommend them.

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happy and contented

Dylan king
1 year ago

 
 
 
 
 
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i am a very happy and contended customer. must-try if you are in need. greatly recommended...

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saviour

Jack kelly, Plymouth
1 year ago

 
 
 
 
 
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cash genie helped me get through my financial struggles every time

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Cancelled my card!!

Louise
1 year ago

 
 
 
 
 
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I applied for a payday loan of £250 and was accepted on the site I was just about to fill out the bank details on the website when I got a call from them with some lady asking for my details, she got very funny when I said I would rather do it on the website than over the phone she was very insistent so I reluctantly gave her my bank details, she then wanted to know what password I was going to use on the site which struck me advisers strange? So I told her I had changed my mind I didn't want the loan and she very abruptly slammed the phone down on me!! I called up my bank and cancelled my card immediately!

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settlement fees waived

Lance sorin, Chichester
1 year ago

 
 
 
 
 
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they waive settlement fees like when i did not pay the loan before and they tried to settle it with me going back to my basic payment without all the interest incurred. i was so thankful to them for that.

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Don't touch this company

Dee
1 year ago

 
 
 
 
 
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Had loan from this company and thought it was paid as they took the money when due, have found that i had been paying them for a couple of months on just the interest. When talked to them today the jumped up man down the phone took what they called the out standing balance from my account saying "well if u will not pay us, i have taken the money already from ur account". WHAT A RIP OFF, so if you want a loan go some were else.

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Cash genie

Jared
1 year ago

 
 
 
 
 
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I applied for a payday loan and it still hasnt processed over 24 hours later, I have notfied that them that I want to cancel but no reply whatsoever. Having read the reviews I will be notifying my bank to stop this company taking any amount from my bank account. They clearly obtain your payday details and plan to take unauthorised amounts when funds will obviously be in the account on payday.

I have used another well known payday loan company before and I had no issues whatsoever or reason for concern

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saved by the cash genie bell

Lucas green, Teesside
1 year ago

 
 
 
 
 
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i initially applied for a loan to other lending company but was declined due to my credit rating. i needed it badly because i was about to be kicked out of my apartment. i tried cash genie, without expecting they'll approved me 'cause i knew about my credit rating as mentioned. without hesitation they approved it, with their good heart, i paid them as soon as i get my salary. thanks cash genie.

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Cash Genie patroniser

Dixon wood
1 year ago

 
 
 
 
 
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i am an average earner so i am a constant patroniser of payday loans. i can say i've been with cash genie for 3 years already since they started as it was only recommended by a trusted friend. since then, i never shifted or tried other lending companies despite the negative reviews since I myself don't happen to experience any negative service from them. i highly recommend Cash genie.

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waived fee by cash genie

Kieran jones
1 year ago

 
 
 
 
 
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i am so thankful to Cash Genie when they waived my late fee because i have mistakenly forgotten my payment since my debit card that time had no credit left. a very nice collection agent called me and reminded me that i missed my payment, so gave them my reasons and luckily considered it valid to waived the late payment fee and i only paid them what i owe them. Thanks to cash genie for being so considerate! :)

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cash genie quick and simple process

Iona ward
1 year ago

 
 
 
 
 
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cash genie has provided borrowers easy delivery of cash with their one day process of loan. i have recommended this company to my friends in case they might be confronted to need some extra cash for that extra need.

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amazing moneylender

Isla, Gauge
1 year ago

 
 
 
 
 
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i filled out the application online in less than 3 minutes. they get to call me on the same day and got that same loan on that day. brilliant service. i definitely trust and recommend this company to my friends and to anyone reading this. when it comes to repayment, they will inform you ahead so you won't miss the payment. i love this company.

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can't say anything bad

Iris, Baker
1 year ago

 
 
 
 
 
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I was browsing the net for a potential lending company I could lend from since my parents' a little short for my brother's tuition. I voluntarily gave them my savings which left me with nothing for myself. By the way, I live on my own now. I saw the negative ads on cash genie but they have the best offer than any of those other companies so I took the risk. Cash genie proved all those negative comments wrong. The application was smooth, customer service was great. When I got my salary, I paid them online and so far, that's it. None of those scenarios where they said "cash genie still gets money from you even after you have paid them". Maybe I was just lucky or that's just Cash Genie. Definitely going back to them if i fall short again. Thanks Cash Genie!

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Cash Genie Payday Loans

Jewel, London
1 year ago

 
 
 
 
 
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I have used Cash Genie and they are the best lending company I have come to lend from. They have excellent customer service and I am doing this review for them to spread the word. I have seen many negative reviews which do not actually speaks of what they truly are. I definitely recommend Cash Genie to run to whenever anyone gets short with money.

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DO NOT BORROW MONEY OFF THESE PARASITES

Dave
1 year ago

 
 
 
 
 
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I took a loan out with Cash Genie in December last year and paid off the full balance (or so i thought) on time. 10 months later after applying for a loan with another company Cash Genie illegally take £420 out of my account with no warning after obtaining my new bank details from this company. They tell me because one payment was made late on my account a £30 charge was added then that has some how added up to £420 because i didnt pay it (i wasnt made aware of this so called late fee at the time) I have contacted the fraud department of my bank and the FSA.

DO NOT EVER TAKE A LOAN OUT WITH THIS COMPANY

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please beware of their 'sister' companies too.

Derek armstrong
1 year ago

 
 
 
 
 
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Your review

I had dealings with cashgenie over 24 months ago. That loan was paid in full at the time... Recently we applied for a payday loan with a company called 'everydayispayday' Not only did we NOT receive this loan, £721 was removed from my account by cashgenie!! We have had to employ the bank's fraud division to sort this out.

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YOUR WORST NIGHTMARE

Anon
1 year ago

 
 
 
 
 
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took out a loan for £130 from cash genie after losing my job they let me pay in instalments (great?) was told last week my final payment was £30 which i made, thinking great its all paid off......then today in 4 separate transactions they have taken over £500 i am absolutely fuming....Luke a so called supervisor spoke to me like utter rubbish and will not refund anything even though my loan was paid off. I now have no money for rent or to feed my children.....these are the WORST EVER loan company *********DO NOT USE**********

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What a bunch of cowboys!

H etherton
1 year ago

 
 
 
 
 
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We applied for a loan just to see us through a few days before going on holiday. 3 days later we got an email saying they needed some more information regarding our application. This just seemed like a bit of hassle so didn't bother as the need for the money had gone as we were off on holiday the next day. We came back from holiday yesterday to find that whilst away cash genie had generated the loan anyway, that we'd missed the repayment and they had charged us £60 and automatically deffered the loan for another month! All without our permission! Trading standards will be contacted today, as they seem to be issuing loans without people consent.

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Very Good.....if you pay them back

David
1 year ago

 
 
 
 
 
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i stupidly took a loan out with cash genie a few months back and have read a few horror stories afterwards.......in fairness to them they have been great, ive paid the loan on time either via there online portal or calling someone uk based who understands why sometimes i want a conformation email to reassure me after reading this stories.

i feel for people that have taken a loan out and now cash genie is chasing them but pay back on time and you will have no problems with them, im going to continue to use them as i cant really say anything negative against them!

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FRAUD

Danny simpson, Lancaster
1 year ago

 
 
 
 
 
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I foolishly borrowed 267 quid from this gang of clowns april last year and i had repayed them the full fee on time without missing a single payment. Ive only recently found out some 10 months later, that theyve been continually drawing £87 pound out each consecutive month, plus another £287 this month for good measure!! I would have noticed sooner but im in the armed forces and have been away on deployments for most of the year. I shall be taking them to court if i dont get my money back!

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DONT BOTHER UNLESS YOU WANT UN-REASONABLE CHARGES AND A DEBT COLLECTOR

Anon, Staffordshire
2 years ago

 
 
 
 
 
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I recently took a loan out with these, they say that they will accomodate you if you have any problems, my bank got hacked so the payment was missed they were not very understanding, they put loads of charges on if you want to re-arrange the credit over a couple of months, they are like every other lending company they only look after themselves, they charge ridiculous interest and pray on those people that can not obtain credit elsewhere, be warned that if you default they will charge you £50.00 as standard for transferring it to a debt collection agency, this is in their contract with you apprantly. Big con really stay away and manage if you can, they also just take the interest every month which actually incourages people to just keep rolling over the debt, not that resonsible as a lender i would say!!

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Well Well Well

Tommy cook, Uk
2 years ago

 
 
 
 
 
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i have taken out 2 loans with CG. They are a bit of hassle because they make u pay £20 for a fast payment and then they send the money the next day. If u dont pay this fee it can take about 2-3 working days so it is faster in that case, just not as fast as we would like it to be. It can be a headache to get them on the phone but they do answer, also it is very annoying that each time u re-apply for a loan from them they will do a credit check. and when you apply for the loan they will call you and ask if u want fast payment and when u say yes then they say (it will be on its ways shortly *Yawns*), next day comes they're rining me again telling me they're about to transfer the money i was thinking WHAT! didnt we already have this conversation the day before?!?

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cash genie

Noah, Wakefield
2 years ago

 
 
 
 
 
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they broker you out to other lenders?absolutely no use what so ever i suggest you go elsewhere.

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SOMETIMES THEY GIVE YOU SOMETIMES THEY DONT

Sharon, Edinburgh
2 years ago

 
 
 
 
 
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I have used this company in the past. You are approved one month, next time you applied you get declined??? I took a loan out one month, set the repayment date and they took repayment 2 days later (instead of 26 days later)???? Would i use them again, never! They also dont reply to emails or their "complaint" form!

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Don't use them!

Z, G
2 years ago

 
 
 
 
 
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If you are looking for a quick payday loa, stay away from CG. Not only do they charge you TWENTY POUNDS of your loan to give you the money via "faster payments" but they don't give you the money fast as stated on the site. I applied for £75 and after the charge I'm left with £55 and I have to pay a whooping £33 on top of that so a total of £53 charge for a £55 loan. This company lied saying the banks charge them £20 per transaction which Is a blatant lie, I have recorded the phone calls and shall be putting my complaints to the FSA and relevant authority.

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Cash Genie

Natasha, London
2 years ago

 
 
 
 
 
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Do not under no means necessary use this company for a payday loan, as they are completely 'Awful' and not professional at all. The staff are completely rude and do not have any manners especially the manager named Catherine!!!
They are really digusting and their service is rubbish!!!!

Be warned!!!!!!!

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AVOID!

Brian, Peterborough
2 years ago

 
 
 
 
 
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Dreadful company that will drain your account even when you've fully paid them back! You have been warned!

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THIEVES ARE CASH GENIE

Saleem iqbal, Birmingham
2 years ago

 
 
 
 
 
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Watch out. do not use cash genie. I had a loan withy them 2 years ago which was paid off in full. Last month i was applying for payday loans online & these guys enticed me to give my debit card details AND on my payday they hit my account with 11 payments totalling £400. why i dont know! my bank say its cos i've had dealings with cash genie in the past. spoke to a very big headed arraogant guy at cash genie who would not listen to what i saying instead went on that £150 i borrowed from them last year hadnt been paid so iths gone uptp £2000!!!! so i owed them £1600 after thery had stolen £400 already. Any suggestions how i cud get my £400 back?

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LYING THIEVING CO

Misty, Fife
2 years ago

 
 
 
 
 
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Borrowed £150 when husband lost job-£45 interest per month which I paid for three months -relief-pay the full £195 (£45 interest plus £150 capital when able) suddenley took £195 from a/c without notice and said only had 90 days to repay interest plus capital - take a charitable donation (with your permission) with each payment - borrowed £150, paid £180 interest then they stole an additional £195 from my a/c without notice - cut off seven times on phone when trying to sort it out - PLEASE AVOID AT ALL COSTS!!!!

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Idiots!

Ashley, London
2 years ago

 
 
 
 
 
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At the end off the day if you can not afford the re-payments on a pay day loan, DO NOT APPLY FOR ONE.
I applied for a loan, read the terms and conditions, agreed to them, they gave me the money, I paid it back plus the interest.
Problem solved. The only reason they would take money out of your account without permission is if you have not made a payment or contacted them, this is clearly stated in the terms and conditions that everyone who has recieved money from them should have read.

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Avoid at all costs

Steve, London
2 years ago

 
 
 
 
 
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I applied for a loan with these sharks and was declined. The next day i found out they had sold my mobile number and email address to all and sundry. i am currently getting 15 plus spam text messages from different loan companies (which i assume are all the same group) and a tonne of spam emails

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liked this company

Charlene, London
2 years ago

 
 
 
 
 
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Took a £200 pound loan out with this company. I must admit after reading some of these reviews I was a bit worried but I had no problems. Its a pain they have to ring you to arrange for the money to be paid out but it was all done on the same day and I got the money within the hour. The best thing about this company is that they only take the interest payment on your pay day and they leave it up to you if you wanna pay any extra off the loan or pay the loan in full. The first month I just let them take the interest (they did this all in one payment, not multiple like described on here) and then each subsequent month I paid a little off the balance. Its all paid now and I would definately consider using them in the future. The interest is high but you expect that with a payday loan. I liked the flexibility of not having the whole amount come out on my next payday and not being charged extra to roll the loan over.

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thieves

Anon, Huddersfield
2 years ago

 
 
 
 
 
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Cash genie stole my bank details from their "sister company" and emptied my bank account of 900 for a 120 loan which i have already paid back 700 pound for, disgusting taking from people who need it the most I am taking them through the complaints procedure

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Loak Sharks

Andrew, Cumbria
2 years ago

 
 
 
 
 
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Borrowed £250 18 months ago, went into an arrangement to pay £360 over 18 months of which ive managed £305 and now in trouble. Paid them £55 more than i borrowed and they now want another £1900, avoid at all costs!!

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FRAUDSTERS

Rich, Birmingham
2 years ago

 
 
 
 
 
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PLEASE BEWARE OF THIS COMPANY.
I applied for a Pay Day Loan online with this company and was declined.
when i got paid on 28th they debit my card for 907.50 for a payday loan i have never received.
After speaking to someone called Kenny at the company he confirmed that my x partner owed them money from a payday loan day so they used my debit card to pay someone someone debt.
Its being dealt with by the fraud department by my bank.
PLEASE DONT USE THIS COMPANY OR ENTER DEBIT CARD DETAILS ON THERE WEBSITE

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Cancel your debit card

Jo, Birmingham
2 years ago

 
 
 
 
 
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The best thing to do to stop these loan companies getting your money is phone up your bank ask them to stop your card then you will receive a new card within a couple of days then the loan companies won't be able to take the money from your card i've done it it really helps and stops the companies from taking your money as it suits them

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NEVER EVER USE!!!!!!!

Karen, East sussex
2 years ago

 
 
 
 
 
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Do not use this company under any circumstances or it's sister company 'paydayiseverday'.

Cash Genie have today taken just over £700.00 out of my bank account stating have an outstanding loan with them. They have not provided any proof of this and I have now had to cancel my bank card and am now going via the fraud department of my bank to reclaim this transaction.

They are also really rude with no real customer service and wont provide you with their full name, department or any other information that you ask for!!!!!

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Fraudulent trading practices - avoid at all costs

Ellie, Cheshire
2 years ago

 
 
 
 
 
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i had an unfortunate experience with this company - I borrowed £200 but they shortchanged me and said it was £150, anyway I paid in full by the due date and confirmed they had received the payment by phone so the loan was paid in full. Imagine my surprise when I found they took £45 from my account a week later. I complained to the bank that this was a fraudulent transaction and to cash genie who confirmed I did not owe them for any money. You would think that would be the end of this saga but no, I received a letter from a collections agency now chasing me for a non existence debt of £152.00 and threatening court action for a non existence debt. Deal with this company at your peril, they are not reputable, they opoerate illegal trade practices, I have complained to them and will be followingup with the OFT, FSO, trading standards as well as the information commissioner - please avoid this company there are other more reputable companies out there, this company is not one of them.

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no good

Debbie, Birmingham
2 years ago

 
 
 
 
 
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i agree with sharon avoid this company if you dont want to get in debt.

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Cash Genie took money

Sarah, London
2 years ago

 
 
 
 
 
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Avoid this company at all costs! They pose under different loan companies and trick you into handing over your debit card details and then they take huge amounts of cash without authorisation without even providing a loan. Im contacting the police and launching a fraud probe due to this

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had to loans from cash genie! found someone whos not actualy fake!! ha

Amy, Glasgow
2 years ago

 
 
 
 
 
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Ive had a loan from cash genie twice now, i would recommend it if you rly need the money, intrest is abit high an it did take some time to tell me if i had been accepted or not, also on my last loan i wasnt able to pay the amount owed on the due date but i phoned a few days before an they were nice about it and said it could be rolled over an he wasnt going to put a charge on it but says if it happend again i would probably be charged, so rly i would just not miss a payment to avoid fuss! another bad point is you have to pay money for same day payout an it was like £20 or something which sucked so basicly what im trying to say is just becarefull if you take a loan out an may not be able to pay it back!

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Brilliant

Bill, Norwich
2 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
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Was quick and simple just the way I like it.
Alot of these reviews are flaming the company but if you read the contract properly it says what they can and cant do.
No one is going to like a pay day loans company because of the interest rate but at the end of the day this is needed to make money.
There payments team was also brilliant.

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no good

Edward
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
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waste of time

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These guys are crooks

Johnny, Armadale
3 years ago

 
 
 
 
 
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Do not give thses guys your bank details they will take all the cash out your bank with out your permission if you are late in paying

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fradulant

Chris, Manchester
3 years ago

 
 
 
 
 
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after taking out a loan back in august, i was unable to pay all in one lump sum and so paid a bit. it is now march and they have taken every single penny from my bank account totalling £607 in various transactions when the original loan was for £150. they obtained my new card details fraudulantly from another company of theirs and took money out of my account without my permission!

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scam

Jayne, Kidderminster
3 years ago

 
 
 
 
 
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hi we borrowed £100 from cashgenie we couldnt pay staight away so we immediatly made a agreemet to py £20 a month we had the money in our account in january to pay the money but they decided not to take it out then to take it out in febuary but take £191 pound and clear my account in 6 tranactions on the same day.can they do this as i did not authorize them to take ongoing payments and sertianly not that amount is it illegal . kind regards jayne

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strange

Natalie, Bristol
3 years ago

 
 
 
 
 
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i applied for a payday loan with cash genie, i have yet had no response but now i cant seem to access the website, they have my bank details address everything, im a little bit concerned now as i dont know why i cant get onto the website, just hope they dont take any of my money when i havent even had a loan from them

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Disgusting site!

Unknown, Unknown
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
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I took a loan out with them and instead of taking the full amount out next month when i clearly have the money they charge you a ridiculous amount for not paying back the loan in full, they get you by never taking out the full amount unless YOU do it manually! When finding out that they have taken out £225.00 of just charges and STILL i have to pay back the loan. BEWARE they scam you by not taking out the full amount which 'allows' them to keep taking as much money as they want from your account without you paying back any of the loan! Customer service is terrible! They all sound like uneducated monkeys that when you start to confront them on the horrendous way the company is run, they read from a script and read out the terms and conditions and accused me of not being clever enough to understand the terms and conditions and that its my fault so much money has been taken out! If i said i want to pay if in full they should take out the full amount! not leave it up to me otherwise why the hell did i give them my bank details!??

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Worst Paydayloan provider

Kevin, London
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
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Used a number of payday loans before. Cash Genie is by far the worst. They add silly fees and costs and will not help you out if you can't pay 1 month. They are quick to take you to court also it seems

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I'm happy

Joe, London
3 years ago

 
 
 
 
 
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well i have taken one, emailed them to roll over... was easy, have not yet paid off loan, as have arranged roll over but will update, but email response was fast and helped me,.. the loan which i asked for was quick to.... so i have no problems as yet.

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Over the top

Jenny, Luton
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

Recieved cash very quickly but watch out for the charges for transfers and so on - on top of the massive interest rate!

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pay day loan

Kelley
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
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Your review- i'm telling you all payday lenders its a con you lend 200 hundred and then next minute your in debt by like 1000 pounds they do you over properly and well even if you think arhh its a quick loan then no cause it will muck you up for the future reference and well you wont be able to get another loan as well your credit history goes straight down its bang out of order when all i needed to do was lend money to help me get by and then next minute your in allot of debt with a company that suppose to be good just to warn you guys don't fool for there little scam as your the one that going to end up worse off

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They passed my details on

Jordan
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
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If you are thinking of taking out a short term payday loan do not use these people as all they want is the funds returned. They are very unhelpful as I have had the misfortune of finding out. Beware of Cash Genie, they passed my banking details on with out permission and take funds without your consent.

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Late repayments will cost you a lot

Denise
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
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  speed to payout

I had a loan with Cash Genie and I was 1 month late on my loan repayment and they charged me £400 interest on a £150 loan! Shocking to say the least. They also took out money at their own will. Not happy.

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Very fast process

Luis
3 years ago

 
 
 
 
 
  price
 
 
 
 
 
  simplicity
 
 
 
 
 
  speed to payout

Just dealt with the lender and the customer team were great. The girl at the end of the phone was polite and loan was processed very fast which was nice! Only thing was the interest, but every payday lender is the same. I like to judge these companies on how quick they are and how nice they are on the phone and both were great!

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Loan Details
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Loan Details

Representative APR 2986%
Interest Rate 360% Fixed
Loan Amount £75 - £500
Repayment Period Minimum Term 5 days

Customers can borrow up to £500 - 35 days
Repayment Method Deducted from your debit card
Speed To Payout Same day payout £20.00

Can take up to 3-4 working days if you do not want to pay the extra charge
Arrangement Fee No Fee
Payment Holidays None Available
Payout Method Transferred into your bank account
Representative APR 2986%
Interest Rate 360% Fixed
Loan Amount £75 - £500
Repayment Period Minimum Term 5 days

Customers can borrow up to £500 - 35 days
Repayment Method Deducted from your debit card
Speed To Payout Same day payout £20.00

Can take up to 3-4 working days if you do not want to pay the extra charge
Arrangement Fee No Fee
Payment Holidays None Available
Payout Method Transferred into your bank account
Representative Example
Representative example: based on £100 over 28 days, a single repayment of £4.08, total amount repayable £114.27. Fixed interest rate of 360% p/annum. Representative APR 2986%. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

About Cash Genie - 1 month

Cash Genie Loans is a reliable online lender that offers short term loans from £75 - £500. With Cash Genie you can borrow over a term of 1 or 3 months. By borrowing over 3 months you will have more manageable repayments, however borrowing for 3 months will cost you more than borrowing for 1 month.

Unlike most payday lenders, Cash Genie prides itself on its second to none customer service, they have a call centre full of friendly customer advisers ready to help with any questions you may have about your loan. Upon final approval, one of Cash Genie’s customer advisers will call you to deposit your loan; funds can be in your bank within 1 hour of approval, subject to a nominal fee (amount variable dependent on loan type*).

Cash Genie is committed to lending responsibly and assesses each application on an individual basis to ensure that the applicant is able to pay back the loan on the agreed date. Loans provided by Cash Genie are intended to meet your short term needs only. They are an expensive form of credit if you use them to borrow over longer periods.

*For 1 hour transfer service, a £15 transfer will be charged on all of our 3 month loans (which will be deducted from the balance). For 1 month loans, applicants can opt to have their funds transferred in 1 hour, to which a £20 fee applies (which will be deducted from the deposited amount). Otherwise funds deposited will will take up to 3 working days to reach your account and there is no fee payable.


Fees: None

Charges: £15 late payment fee. £12 per late payment reminder letter. £30 for each debit card transaction that is not authorised. £45 to cover costs in trying to trace you if you move address without telling them.

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