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Bristol Finance


Acceptance Criteria

  • You need: proof of ID
  • You do not need to have a good credit history
  • You must be 18 years of age or older to apply
  • You do not need to be employed. It doesn't matter if you are a carer, on benefits, on Job Seeker's Allowance or a homemaker
  • You must have been a UK resident for one year or longer
  • You do not need to have a bank account or Direct Debit facilities

Loan Details

APR

365.1% - 401.4%

Representative APR

365.1%

Loan Amount

£30 - £1,000

Repayment Period

Minimum Term 14 weeks

Loans up to £1,000 - 10 months

Repayment Method

An agent will collect the cash from your home

Speed To Payout

24 hours

Arrangement Fee

No Fee

Payment Holidays

None Available

Payout Method

An agent will deliver the cash to your door

Income Protection Available

No

Average Customer Review

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Loanfinder Ranking

268th for APR of 423 loans in the UK  (See Lender League Table By APR)

About Bristol Finance

Bristol Finance offers small, unsecured, personal loans between £30 and £1,000, which is really great if you only need to borrow a small amount. Be aware though that the most you will repay on a £100 loan is £55 so it is very expensive. They are a doorstep lender which means an agent will come to your house to discuss the loan with you and the cash will also be delivered to your house. An agent will come weekly (or whenever arranged) to pick up your repayments.

Doorstep lending has not got the best reputation but Bristol Finance are a small, family-owned finance company. Most of their agents tend to be women who are working for them part-time, which could be less threatening compared to some of the agents from other doorstep lenders. They can help you if you know you aren't going to be able to make a payment on time, possibly avoiding any late charges or default fees. If you don't have good credit and this is one of your last options, this is more than likely a better company to go with as opposed to Greenwood or Provident as they are smaller and family-run.

To apply, you will need to either give them a call or complete the form on their "Contact Us" page on their website. A representative will get in touch with you the same day to discuss the loan.

Customer Reviews: The truth about Bristol Finance

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Contact Details

Address

418 Fishponds Road, Fishponds, Bristol, BS16 3DU

Telephone Number

0117 951 8205

Fax Number

0117 952 0394

Email Address

phil@bristol-finance.co.uk

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