4281%
£100 - £500
Minimum Term 1 day
Loans for new customers up to £300 - 31 days
Loans for existing customers up to £500 - 31 days
Deducted from your debit card
Same day for a fee of £20.00
No Fee
None Available
Transferred into your bank account
No
305th for APR of 423 loans in the UK (See Lender League Table By APR)
73rd for Customer Satisfaction (See Customer Reviews)
1st Stop Group offer payday loans between £100 and £500. These loans are to be repaid on your next payday. If you're a new customer, you can borrow up to £300, but you do have the option to top-up your loan in the future.
Their application has four stages, if you are accepted at stage 3, you will be sent a text containing your pin code and an email with your loan agreement which you will need to accept and send back. You'll then get a call from a loan advisor who will finalise your application and arrange transfer of the funds. Please note that by applying, you are subject to a 10p charge to verify your bank account.
1st Stop payday is a good option if you are looking to start rebuilding your credit history. You do not need to have a perfect credit history to apply. You can get the money quite quickly which is convenient if you need it fast as it can be in your account within the same day, providing that you've applied on a weekday and you've opted for same-day transfer. Before applying to this company, make sure you can pay the loan back on your next payday because if you don't you will incur a large amount of charges and it will cost you a lot more than it should.
Please be aware that 1st Stop acts as a lender but also acts as an affiliate. This means that when you complete your application form, they will tell you if they are able to offer you a loan. If they aren't, they may recommend another company to you. Do not feel as if you have to apply with the suggested company as this may further impact your credit file.
Average Customer Review:
(10 customer reviews)
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Bec
Rebecca, Blackpool
1 year ago
I find this compay very rewarding and meet's my need's
Bad Broker
Karl, Wigan
10 months ago
Was passed onto another lender who said they "had" a loan for me which was nothing like what i applied for. Also it'd cost me £49 to get it.
Very expensive, not worth it in the long run
Bill, London
2 months ago
If you miss a payment these people will hound you day and night on every number they have for you. Please remember that. Also if you plan to extend it becomes really, really expensive. One of the highest interest loans of them all so really think hard about this and if you do take it - pay them back at first attempt, otherwise you are just an idiot!
dont touch this company
Jane, Shropshire
3 months ago
do not touch this company .iff you miss a payment they hound you and harrass you at work and at home.they are unreasonable when trying to make an arrangement to pay money back..GO ELSEWHERE .DO NOT TOUCH THIS COMPANY
Not the chepest
Annon, Annon
4 months ago
I have used this company for a couple of months, the charge £45 per £100 if your rolling over as the charge is £35 plus £10 roll-over fee there are much cheaper ones out there if you can get them. Also charge £20 to get speedy payment which could potentially be £200 if you take it over 2 months.
But in saying that, they are quick, answer your emails quick and off great customer service on the phone. its up to you.
1st Stop Payday Loans, 10 Whitehills Business Park, Blackpool, FY4 5LW
0844 372 5270
0871 528 4010
payday@1ststop.co.uk
Terms and Conditions of your loan
http://www.1ststop.co.uk/terms-and-conditio...
